St. Marys Homes with Gated Community Features

Welcome to St. Marys, Georgia—a charming coastal city that beautifully blends rich history with modern living. Nestled in Camden County, St. Marys is renowned for its picturesque waterfront views, lush landscapes, and a warm, welcoming community. With its close proximity to the stunning Okefenokee National Wildlife Refuge and the pristine beaches of Cumberland Island, residents enjoy an abundance of outdoor activities, from hiking and birdwatching to boating and fishing.

St. Marys is not just a place to live; it’s a lifestyle. The city boasts a vibrant downtown area filled with quaint shops, delightful eateries, and cultural attractions, making it an ideal spot for families, retirees, and everyone in between. With a strong sense of community and a variety of local events throughout the year, St. Marys truly feels like home.

For those seeking a touch of exclusivity and security, St. Marys offers an array of homes within gated communities. These neighborhoods provide residents with the peace of mind that comes from enhanced security, as well as a sense of privacy and tranquility. Many of these gated communities feature beautiful landscaping, well-maintained amenities, and a range of housing options, from charming single-family homes to luxurious estates.

Living in a gated community in St. Marys not only ensures a safe environment but also fosters a close-knit community where neighbors become friends. Experience the perfect blend of coastal living and community spirit in St. Marys—your dream home awaits in this idyllic Georgian gem.

Newest St. Marys Homes with Gated Community Features

$425,000

10821196 MLS

Your deepwater life starts with this remarkable site. 100' width, live oak cover and a generous build envelope are simply the start to this property. Imagine the sunrise over Cumberland Island National Seashore or boating over to Fernandina for dinner under cover of moonlight. When not boating enjoy incredible amenities that include pools, tennis, pickleball, bocce', basketball, fitness and more. All activities under the watchful eye of 24/7 manned/gated security. Craft that dream home, select that perfect boat and start living the maritime life. Right here, right now...Cumberland Harbour!

107 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

$27,000

10819850 MLS

You just found it! Cumberland Harbour is a beautiful, coastal community and it could be your new home. As a custom home community, designed around low country southern architecture, no two homes are the same. You'll enjoy a balance of peaceful nature, and an abundance of amenities and social activities. 501 Cumberland Harbour Blvd is a +/- .34 acre building site. This level and treed lot is the perfect canvas to build your dream house. Select a classic southern design with large front porch and rear screened porch. This Allison Ramsey designed cottage is one for consideration or work with one of the approved custom home builders to create your coastal dream home! Surrounded by the natural beauty of live oaks, a shared community dock, parks, pools, a fitness center, pickleball and tennis courts, you scarcely need to leave the neighborhood to have fun. Cumberland Harbour is a quiet and gated community with end of the road privacy. Surrounded by marsh and water, nature abounds. Don't miss an opportunity to make this homesite yours.

501 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

$29,900

10819224 MLS

Prime .33-Acre Homesite in Prestigious Cumberland Harbour! Build your dream home on this exceptional .33-acre homesite located in the heart of the highly sought-after gated waterfront community of Cumberland Harbour. Perfectly positioned on Clubhouse Circle, this beautiful lot is directly across from the community lake and amenities center, offering picturesque views and unmatched convenience. Enjoy a resort-style lifestyle with easy access to the community day dock, where you can fish, launch a kayak, or paddleboard. Take advantage of the impressive amenities, including a resort-style swimming pool, state-of-the-art fitness center, pickleball and tennis courts, playgrounds, and miles of scenic walking and biking trails beneath a canopy of mature trees. As an added bonus, this property includes Design Review Board (DRB)-approved house plans, a site plan, and a survey, giving you a significant head start on bringing your dream home to life. Conveniently located just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, Jacksonville International Airport, and the Cumberland Island ferry, this homesite offers the perfect blend of luxury, recreation, and coastal living. Don't miss this rare opportunity to own one of the best homesites in one of Coastal Georgia's premier gated communities!

102 Clubhouse Circle, St. Marys

Listing courtesy of eXp Realty.

$32,500

10817420 MLS

Ready to build your dream getaway? This gorgeous 0.4-acre corner lot is littered with giant oak trees covered in Spanish moss... hello Southern charm! Located just across the street from the marsh, you'll love the peaceful vibe and those peek-a-boo views of the marsh. Set in the private, gated community of Cumberland Harbour, this lot comes with way more than just beautiful surroundings. We're talking resort-style living: a fitness center, clubhouse, lap pool, splash pad, tennis and pickleball courts, boat dock, and even a community beach to kick back and enjoy the salt air. With public water and sewer access once you're ready to build, you can start building your dream home without a hitch. Come live your best coastal life!

V/L 519 Massias Lane + Campbell Parkway, St. Marys

Listing courtesy of Century 21 Crest Realty.

$619,900

5 Beds ⋅ 5 Baths ⋅ 10816963 MLS

210 Placid Road represents a compelling opportunity to own a versatile coastal residence in one of Southeast Georgia's most sought-after gated communities-ideal as a primary home, second residence, or investment property with flexible living options. Positioned within the prestigious gated waterfront community of Cumberland Harbour, this thoughtfully designed Low Country residence captures the essence of coastal Georgia living-where timeless architecture meets modern comfort and resort-style amenities. Encompassing approximately 2,489 square feet, the home offers 4 bedrooms and 3.5 bathrooms, with a layout that balances everyday functionality and elegant entertaining. Interior highlights include rich heart pine flooring, extensive crown molding, and a warm, inviting living room anchored by a gas fireplace. The kitchen is appointed with granite countertops, custom cabinetry, and brand-new GE Slate appliances. A standout feature is the detached two-car garage with a private garage apartment (approx. 400 sq ft), complete with full bath and kitchenette-ideal for guests, multigenerational living, or income-producing potential. Set on a manageable homesite within the Park Place enclave streetscape, the property benefits from alley-access garage positioning and a pedestrian-friendly access. Residents enjoy access to Cumberland Harbour's exceptional amenity package, including multiple pools, tennis and pickleball courts, fitness center, stocked lakes, nature trails, and a private day dock with access to the Intracoastal Waterway. The community's 24/7 gated security and natural setting offer both privacy and a true maritime lifestyle. All just a 35 minute drive to Jacksonville International Airport, the lively, cultural experience of Jacksonville, FL, the historic city of St. Mary's and Fernandina Beach with the beautiful beaches of Amelia Island.

210 Placid Road, St. Marys

Listing courtesy of Atlantic Salt Realty.

$19,990

10816769 MLS

Imagine living in a premier coastal community where you can stroll to the southernmost point of Georgia and take in breathtaking views of the marsh, winding rivers, Cumberland Island, and the Intracoastal Waterway as it opens to the Atlantic Ocean. Embrace an active, resort-style lifestyle with miles of opportunities to bike, hike, swim, and stay fit in the state-of-the-art fitness center. Enjoy friendly competition on the pickleball, tennis, basketball, and bocce courts, or unwind by the sparkling saltwater pool with a refreshing swim or a water aerobics class. Build your dream home in this exceptional community and experience the very best of coastal Georgia living, where spectacular natural beauty and outstanding amenities come together to create an unparalleled lifestyle.

601 Storey Avenue, St. Marys

Listing courtesy of Atlantic Salt Realty.

$715,000

3 Beds ⋅ 3 Baths ⋅ 10816716 MLS

Welcome to 338 Osprey Circle, an exceptional custom residence nestled within the prestigious gated community of Osprey Cove. Featuring a **newly installed roof** and **energy-efficient solar panels**, this meticulously maintained, move-in ready home perfectly blends timeless elegance with modern comfort while offering an extraordinary lifestyle overlooking the golf course. A beautifully landscaped privacy hedge creates a secluded setting, allowing you to enjoy the views without sacrificing privacy. Designed with both everyday living and sophisticated entertaining in mind, the home features three spacious bedrooms and two and a half bathrooms on the main level, complemented by a private upstairs bonus room that is ideal as a media room, guest retreat, or fitness space. The thoughtfully designed floor plan also includes a dedicated executive office, an elegant formal dining room, and an additional flex room that serves perfectly as a second office, craft room, or study. At the heart of the home, the chef's kitchen showcases a gas cooktop, generous cabinetry, expansive prep space, and an open-concept design that flows effortlessly into the main living areas, creating an inviting atmosphere for gatherings of any size. Step outside to your own private resort. The stunning backyard is an entertainer's dream, featuring a beautifully designed heated swimming pool, a fully equipped outdoor kitchen, and multiple spaces for dining and relaxation. Enjoy peaceful views of the golf course while the mature privacy hedge creates a secluded oasis rarely found in golf course living. Additional highlights include a spacious three-car garage, a permanent walk-up attic offering outstanding storage and future expansion potential, exceptional craftsmanship throughout, abundant storage, and a home that has been impeccably maintained and is truly move-in ready. Located in one of Coastal Georgia's most sought-after gated communities, Osprey Cove offers an unparalleled lifestyle with championship golf, deep-water access, tennis, fitness amenities, and an exceptional coastal location just minutes from historic St. Marys, Cumberland Island ferry access, Kings Bay Naval Base, Jacksonville International Airport, and the beaches of Amelia Island. This is more than a home. It is a lifestyle defined by luxury, privacy, energy efficiency, and effortless coastal living.

338 Osprey Circle, St. Marys

Listing courtesy of St. Marys Realty Inc.

$1,150,000

4 Beds ⋅ 3 Baths ⋅ 10816282 MLS

Stunning MARSH VIEWS overlooking the St. Marys River with southern exposure awaits you at 109 Carousers Cove! This 2020, Parr Builders built home has all the high-end, custom details you're looking for in a home and offers a coastal modern flare. Highlights include 2x6 exterior framing, metal roof, oversized waterproof deck (recently painted), RV charging outlets in garage, 220V electrical panels, Generac back-up generator, spray foam insulation, and custom wood shelving in all closets. These owners completed a full bathroom upstairs to include a walk-in shower and added new landscaping and irrigation front and back. Additional pluses of this home are the open layout, abundant natural light, ample storage throughout, linear fireplace with tile wall surround, chef's kitchen with high-end stainless appliances, automatic water softener and seller's are conveying 3 TVs (TV in great room is a Sony Bravia 9, 85 inch) and all equipment in the heated and cooled home gym. Don't miss out on this opportunity to capture a 4 bed, 3 bath home with a view that can't be beat!

109 Carousers Cove, St. Marys

Listing courtesy of St. Marys Realty Inc.

$419,000

10816189 MLS

Don't miss this exceptional opportunity to own one of the last remaining deep-water homesites in the highly desirable Osprey Cove community. This beautiful .49 acre lot offers direct deep-water access, within a minute to the St. Marys River. This lot has already received an approval from DNR, for a permitted dock, making it ready for your waterfront lifestyle. A custom home site plan has already been completed, giving you a great idea of what could be yours. Whether you are lookin to create a luxurious primary residence or second home, this property combines convenience, value, and an unbeatable location. Optional community memberships offer access to clubhouse dining, resort-style pool and tiki bar, golf, fitness center, tennis courts, and more. Conveniently located near beaches, medical facilities, and just 30 minutes from Jacksonville International Airport.

1112 Birdsong Trail, St. Marys

Listing courtesy of Atlantic Salt Realty.

$47,490

10815104 MLS

Come build a custom home on a great sized lot near the Amenities Center and South Point Park in the gated community of Cumberland Harbour which is located at the very southern end of Georgia. A great community for boaters, fishermen and any active adult who loves being in the great outdoors 24/7. Amenities include, salt water pools, tennis, pickle ball, basketball, bocce ball, fitness center, fishing from stocked ponds throughout the community and access to the day dock where you can launch kayaks and paddleboards.

117 Wards Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

$52,490

10814993 MLS

Expansive estate sized lot in the gated community of Cumberland Harbour located in St Marys, GA. This homesite on a cul-de-sac surrounded by tall pines is perfect for building your dream home. This community offers an abundance of amenities and preferred builders to build your dream home on the coast.

208 Mocama Court, St. Marys

Listing courtesy of Atlantic Salt Realty.

$30,000

10810804 MLS

Build Your Dream Home in Prestigious Osprey Cove! Don't miss this incredible opportunity to own a beautiful homesite at 504 Holm Place in the highly sought-after Osprey Cove community in St. Marys, Georgia. Nestled on a quiet street surrounded by custom-built homes and mature landscaping, this lot offers the perfect setting to bring your dream home to life. Whether you're ready to build now or planning for the future, this homesite provides the flexibility to create a home that fits your lifestyle. Enjoy the peace and privacy of this gated community while taking advantage of the exceptional amenities Osprey Cove is known for, including an optional championship golf course, clubhouse, swimming pool, fitness center, tennis courts, walking trails, and a community boat ramp with access to the St. Marys River. Conveniently located just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, shopping, dining, and the Georgia and Florida coastlines, this property offers the perfect combination of luxury living and everyday convenience. If you've been searching for the ideal place to build your forever home in one of Coastal Georgia's premier communities, 504 Holm Place is ready to make your vision a reality. Come explore everything Osprey Cove has to offer and start planning your dream home today!

504 Holm Place, St. Marys

Listing courtesy of Coastal Roots Realty.

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