Cumberland Harbour Homes with Lake Community Features

Welcome to Cumberland Harbour, a stunning lakeside community nestled in the heart of St. Marys, Georgia. This picturesque subdivision offers an idyllic blend of natural beauty and modern living, making it the perfect haven for families, retirees, and everyone in between. With its lush landscapes and tranquil surroundings, Cumberland Harbour is more than just a neighborhood; it’s a lifestyle.

One of the standout features of this remarkable community is its access to serene lakefront living. Residents can enjoy a variety of recreational activities, from kayaking on the calm waters to fishing from the community docks. The scenic views and peaceful ambiance create an ideal setting for morning coffee or evening strolls, allowing you to truly unwind and connect with nature.

Cumberland Harbour is designed with community in mind, boasting amenities that foster a sense of belonging. The well-maintained walking trails wind through the neighborhood, encouraging friendly encounters and outdoor exploration. The community clubhouse serves as a social hub, where neighbors gather for events, activities, and celebrations.

The homes in Cumberland Harbour are thoughtfully designed, offering a range of styles and sizes to suit diverse tastes and needs. Each residence is crafted with attention to detail, ensuring comfort and elegance. Many homes feature spacious layouts, modern kitchens, and outdoor living spaces that invite you to enjoy the stunning surroundings.

If you’re seeking a vibrant community with lakefront charm and a welcoming atmosphere, Cumberland Harbour in St. Marys, GA, is the perfect place to call home. Embrace the lifestyle you’ve always dreamed of in this enchanting lakeside retreat!

Newest Cumberland Harbour Homes with Lake Community Features

$29,900

10824829 MLS

Build Your Coastal Dream Home in Cumberland Harbour! Discover the perfect opportunity to build your custom dream home in the beautiful gated coastal community of Cumberland Harbour. This spacious .33-acre cul-de-sac homesite offers the ideal setting to create a home surrounded by natural beauty, mature live oaks, marshland, and waterways. Cumberland Harbour offers an exceptional coastal lifestyle with an abundance of amenities and opportunities to connect with nature and neighbors. Enjoy the community's fitness center, pickleball and tennis courts, swimming pools, parks, and shared community dock. Beautiful live oaks and peaceful surroundings create a pristine setting throughout the community. Surrounded by marsh and water, Cumberland Harbour offers a tranquil coastal atmosphere while providing plenty of opportunities for recreation and social activities. Whether you're ready to build your forever home or your own coastal retreat, this beautiful homesite is ready for your vision. Your new home. Your own piece of coastal paradise. Your opportunity to build something truly special.

109 Spartina Court, Saint Marys

Listing courtesy of Atlantic Salt Realty.

$999,900

3 Beds ⋅ 3 Baths ⋅ 10821419 MLS

Marshfront living in Cumberland Harbour, coastal Georgia's premier maritime community. Enjoy sweeping views of marsh, river and Cumberland Island National Seashore from the Stover Construction crafted home. From the vintage heart pine floors to the metal roof this home boasts exceptional touches. The elevator allows for easy multi-generational access and the garage is ready for your Tesla with charging stations installed. When not enjoying this exceptional home explore all the amenities Cumberland Harbour offers; Day Dock, Tennis, Pickleball, Fitness, Bocce' Court, Basketball, Playgrounds and more. All enjoyed with the peace of mind that comes with 24/7 manned/gated security. The Jacksonville metro area is a short drive away with all the services including health care such as Mayo Clinic, an international airport and many cultural activities. Call today for your private tour of this home. Get your Low-Country Lifestyle started. Right here, right now...Cumberland Harbour.

108 Sand Dollar Court, Saint Marys

Listing courtesy of Atlantic Salt Realty.

$425,000

10821196 MLS

Your deepwater life starts with this remarkable site. 100' width, live oak cover and a generous build envelope are simply the start to this property. Imagine the sunrise over Cumberland Island National Seashore or boating over to Fernandina for dinner under cover of moonlight. When not boating enjoy incredible amenities that include pools, tennis, pickleball, bocce', basketball, fitness and more. All activities under the watchful eye of 24/7 manned/gated security. Craft that dream home, select that perfect boat and start living the maritime life. Right here, right now...Cumberland Harbour!

107 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

$27,000

10819850 MLS

You just found it! Cumberland Harbour is a beautiful, coastal community and it could be your new home. As a custom home community, designed around low country southern architecture, no two homes are the same. You'll enjoy a balance of peaceful nature, and an abundance of amenities and social activities. 501 Cumberland Harbour Blvd is a +/- .34 acre building site. This level and treed lot is the perfect canvas to build your dream house. Select a classic southern design with large front porch and rear screened porch. This Allison Ramsey designed cottage is one for consideration or work with one of the approved custom home builders to create your coastal dream home! Surrounded by the natural beauty of live oaks, a shared community dock, parks, pools, a fitness center, pickleball and tennis courts, you scarcely need to leave the neighborhood to have fun. Cumberland Harbour is a quiet and gated community with end of the road privacy. Surrounded by marsh and water, nature abounds. Don't miss an opportunity to make this homesite yours.

501 Cumberland Harbour Boulevard, St. Marys

Listing courtesy of Atlantic Salt Realty.

$29,900

10819224 MLS

Prime .33-Acre Homesite in Prestigious Cumberland Harbour! Build your dream home on this exceptional .33-acre homesite located in the heart of the highly sought-after gated waterfront community of Cumberland Harbour. Perfectly positioned on Clubhouse Circle, this beautiful lot is directly across from the community lake and amenities center, offering picturesque views and unmatched convenience. Enjoy a resort-style lifestyle with easy access to the community day dock, where you can fish, launch a kayak, or paddleboard. Take advantage of the impressive amenities, including a resort-style swimming pool, state-of-the-art fitness center, pickleball and tennis courts, playgrounds, and miles of scenic walking and biking trails beneath a canopy of mature trees. As an added bonus, this property includes Design Review Board (DRB)-approved house plans, a site plan, and a survey, giving you a significant head start on bringing your dream home to life. Conveniently located just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, Jacksonville International Airport, and the Cumberland Island ferry, this homesite offers the perfect blend of luxury, recreation, and coastal living. Don't miss this rare opportunity to own one of the best homesites in one of Coastal Georgia's premier gated communities!

102 Clubhouse Circle, St. Marys

Listing courtesy of eXp Realty.

$599,900

5 Beds ⋅ 5 Baths ⋅ 10816963 MLS

210 Placid Road represents a compelling opportunity to own a versatile coastal residence in one of Southeast Georgia's most sought-after gated communities-ideal as a primary home, second residence, or investment property with flexible living options. Positioned within the prestigious gated waterfront community of Cumberland Harbour, this thoughtfully designed Low Country residence captures the essence of coastal Georgia living-where timeless architecture meets modern comfort and resort-style amenities. Encompassing approximately 2,489 square feet, the home offers 4 bedrooms and 3.5 bathrooms, with a layout that balances everyday functionality and elegant entertaining. Interior highlights include rich heart pine flooring, extensive crown molding, and a warm, inviting living room anchored by a gas fireplace. The kitchen is appointed with granite countertops, custom cabinetry, and brand-new GE Slate appliances. A standout feature is the detached two-car garage with a private garage apartment (approx. 400 sq ft), complete with full bath and kitchenette-ideal for guests, multigenerational living, or income-producing potential. Set on a manageable homesite within the Park Place enclave streetscape, the property benefits from alley-access garage positioning and a pedestrian-friendly access. Residents enjoy access to Cumberland Harbour's exceptional amenity package, including multiple pools, tennis and pickleball courts, fitness center, stocked lakes, nature trails, and a private day dock with access to the Intracoastal Waterway. The community's 24/7 gated security and natural setting offer both privacy and a true maritime lifestyle. All just a 35 minute drive to Jacksonville International Airport, the lively, cultural experience of Jacksonville, FL, the historic city of St. Mary's and Fernandina Beach with the beautiful beaches of Amelia Island.

210 Placid Road, St. Marys

Listing courtesy of Atlantic Salt Realty.

$47,490

10815104 MLS

Come build a custom home on a great sized lot near the Amenities Center and South Point Park in the gated community of Cumberland Harbour which is located at the very southern end of Georgia. A great community for boaters, fishermen and any active adult who loves being in the great outdoors 24/7. Amenities include, salt water pools, tennis, pickle ball, basketball, bocce ball, fitness center, fishing from stocked ponds throughout the community and access to the day dock where you can launch kayaks and paddleboards.

117 Wards Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

$52,490

10814993 MLS

Expansive estate sized lot in the gated community of Cumberland Harbour located in St Marys, GA. This homesite on a cul-de-sac surrounded by tall pines is perfect for building your dream home. This community offers an abundance of amenities and preferred builders to build your dream home on the coast.

208 Mocama Court, St. Marys

Listing courtesy of Atlantic Salt Realty.

$489,900

10809662 MLS

Deepwater living at its most exclusive! This is the largest deepwater site in the community. Sweeping views of the North and St. Marys Rivers as well as 365 days of amazing sunsets. Watch the City of St. Marys' annual fireworks from from your property. Site has current DNR dock and boat lift permit(new owner would need to re-apply). Covered in live oak, with 500' of marsh frontage, this heirloom quality site site offers a large build envelope to craft that dream home with our Signature Builders. When not out on the boat or catching another amazing sunset, enjoy the extensive amenities that include pools, tennis, pickleball, fitness, bocce, basketball and more. All enjoyed under the watchful eye of 24/7 manned/gated security. Your Low-Country life starts right here, right now. Schedule your private tour today.

122 Carousers Cove, St. Marys

Listing courtesy of Atlantic Salt Realty.

$25,000

10807264 MLS

Not every great homesite is defined by what's in front of it. Sometimes it's about what will never be built behind it. This exceptional homesite in Cumberland Harbour backs to protected preserve space, giving you a peaceful wooded backdrop and the privacy that's becoming harder to find. Whether you envision a Lowcountry retreat, a coastal cottage, or your forever home, this property offers the ideal canvas to bring your vision to life. Situated predominantly in an X Flood Zone, this lot provides favorable building conditions with good elevation, offering an excellent foundation for your future home while minimizing many of the concerns associated with coastal construction. Location is another standout feature. Just a short stroll away is South Point Overlook, one of Cumberland Harbour's hidden gems. Here, you'll find breathtaking views where the Cumberland Sound, where the St. Marys River meets the Intracoastal Waterway, making it the perfect place to enjoy sunsets, watch dolphins play, cast a line or admire the steady parade of boats navigating the Georgia coast. Living in Cumberland Harbour means every day feels like a getaway. Residents enjoy three resort-style pools, tennis and pickleball courts, basketball courts, playgrounds, miles of walking and biking trails, a community dock with kayak launch, and the beautifully appointed Spring House featuring a full kitchen, bar, fireplace pavilion, and gathering spaces for friends and neighbors. Located just minutes from historic downtown St. Marys, you'll enjoy the charm of waterfront dining, local shops, and community events, while remaining conveniently close to Jacksonville, Jacksonville International Airport, world-class healthcare, and everyday shopping. Whether you're ready to build today or planning for the future, this homesite offers something many buyers overlook: privacy, location, and the opportunity to create a home that perfectly fits your lifestyle. Private tours are available by appointment. Cumberland Harbour is a gated community, and all visitors must be accompanied by a licensed Georgia real estate professional. Schedule your private tour today and discover why so many people choose to call Cumberland Harbour home.

LOT 1021 Becket Road, St. Marys

Listing courtesy of St. Marys Realty Inc.

$219,900

10802244 MLS

Deep water living starts right here on this remarkable live oak covered site. This site offers incredible views over to the North & St. Marys rivers, enjoy sunset views year-round. When not enjoying the views the amenities include 3 pools, tennis, pickleball, fitness, basketball, bocce', playgrounds, hiking trails and more. All under the watchful eye of 24/7 manned/gated security. Craft that dream home with the Signature Builders and start your Coastal Lifestyle!

120 Carousers Cove, St. Marys

Listing courtesy of Atlantic Salt Realty.

$519,900

3 Beds ⋅ 4 Baths ⋅ 10798556 MLS

At this new price, don't miss your opportunity to call this beautiful low-country cottage home! Tucked away on a quiet side street in the custom home, waterfront community of Cumberland Harbour, this Allison/Ramsey designed home checks all the boxes. A tasteful blend of historic charm and modern amenities will welcome you in. An open floor plan with high ceilings, a gas range and large main floor primary suite makes family living a breeze. Vintage heart pine floors, beadboard trim and solid wood doors sourced from a historic hotel on Jekyll Island give this home a charming warmth that is seldom found in a newer built home. The kitchen includes a butlers pantry and a large farmhouse sink. The main floor has two flex rooms that could be used as an office, a library, or a formal dining room and there's also a half bath for your guests. The family room has a gas fireplace and custom built-in cabinetry. Enjoy summer dining on the screened porch or relax with family and friends around the tabby fireplace on a cool evening. Upstairs you'll find two bedrooms and full bathroom. A large, detached 2-car garage is topped with a ensuite that would make the perfect guest suite, game room, studio or private office space. When you take a break, you may choose to kayak from the community dock, play Pickleball or tennis, swim in one of three pools, or walk the miles of trails. Cumberland Harbour is an award winning, premier gated coastal community. The landscape and the amenities will truly "wow" you. This is one that you need to see in person to really appreciate! Schedule a showing today.

109 Mooring Lane, St. Marys

Listing courtesy of Atlantic Salt Realty.

Start Your Search

We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. It may be subject to transcription and transmission errors. Accordingly, the data is provided on an “as is” “as available” basis only and may not reflect all real estate activity in the market. © 2026 REsides, Inc. All rights reserved. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.