Monticello Homes with Deep Water Access Waterfront Features

Welcome to Monticello, Georgia—a hidden gem nestled in the heart of Jasper County. Known for its rich history and stunning natural beauty, Monticello offers a unique blend of small-town charm and modern amenities. With its picturesque landscapes and friendly community, this city invites you to experience a lifestyle that’s both relaxed and vibrant.

One of Monticello’s standout features is its deep water access homes, perfect for those who crave a waterfront lifestyle. Imagine waking up to the serene sounds of nature, with your very own access to the sparkling waters of Lake Jackson. These homes boast stunning waterfront features that enhance your living experience, providing opportunities for boating, fishing, and leisurely afternoons by the water’s edge.

The real estate market in Monticello is as diverse as its residents, with options ranging from cozy cottages to expansive waterfront estates. Each property offers a unique opportunity to enjoy the tranquility of lakeside living while being just a stone’s throw away from the vibrant downtown area filled with local shops, restaurants, and community events.

Families and outdoor enthusiasts alike will appreciate Monticello’s commitment to preserving its natural surroundings, with parks and recreational areas that invite exploration and adventure. Whether you’re looking to settle down or invest in a vacation home, Monticello’s deep water access properties provide the perfect backdrop for a life well-lived.

Discover the magic of Monticello, Georgia, where your dream waterfront home awaits. Embrace the lifestyle you’ve always envisioned and create lasting memories in this charming community.

Newest Monticello Homes with Deep Water Access Waterfront Features

$1,750,000

5 Beds ⋅ 5 Baths ⋅ 10822492 MLS

Deeded Waterfront Living on Jackson Lake - A True Masterpiece Experience lakefront living at its finest in this stunning luxury home nestled on the shores of Jackson Lake. Boasting 5 spacious bedrooms and high-end finishes throughout, this exceptional property is designed for comfort, style, and effortless entertaining. Step into the bright and airy living room, where natural light pours in through expansive windows framing breathtaking big water views. The heart of the home is the chef's gourmet kitchen, featuring sleek quartz and granite countertops, custom cabinetry, and top-of-the-line appliances-perfect for hosting or crafting gourmet meals. The main-level master suite offers a peaceful retreat with lake views, a spa-inspired bathroom, and an oversized walk-in closet. Downstairs, the fully finished basement is an entertainer's dream-complete with a theater room, a huge wet bar with a full-size refrigerator, and multiple areas for gathering and relaxing. Enjoy lake life year-round with your covered two slip Trex dock with two lifts, ideal for boating, fishing, or simply soaking in the serene surroundings. Additional highlights include: * Lavish master bath with separate jacuzzi style tub, his and her and double vanities * Elegant high ceilings and premium finishes throughout * Ample storage and thoughtful layout for full-time living or vacation getaways * deep water for swimming at the dock. * inground sprinkler system Whether you're entertaining a crowd or enjoying quiet lakefront sunsets, this one-of-a-kind Jackson Lake estate offers luxury, comfort, and unforgettable views.

781 Cardinal Drive, Monticello

Listing courtesy of Century 21 Crowe Realty.

$595,000

3 Beds ⋅ 2 Baths ⋅ 10820336 MLS

Enjoy incredible Jackson Lake living from this home situated on a beautiful secondary point with 177+ feet of waterfront. Take in breathtaking 180-degree lake views, gorgeous sunsets from the lakeside porch, and a quiet location with very little boat traffic. The property features a granite seawall, covered single-slip boat dock, additional fishing dock, and approximately 16 feet of water at the end of the dock. Inside offers an open floor plan with hardwood floors, two bedrooms and one bath on the main level, a separate laundry room, and a spacious upstairs primary bedroom with cypress stairs. A pull-under carport and detached shop with an unfinished bonus room provide excellent storage and future potential. Priced to allow the next owner the opportunity to make cosmetic updates and add their own personal touch, this is a rare chance to own one of Jackson Lake's premier waterfront locations. Call today to schedule your private showing. BRING ALL OFFERS

766 Raven Road, Monticello

Listing courtesy of Dover Realty Co. Inc..

$1,000,000

5 Beds ⋅ 3 Baths ⋅ 10818886 MLS

It's a "family fun" home! Wake up to beautiful views of Lake Jackson and enjoy the perfect balance of space, comfort, and lake living in this 5-bedroom, 3-bath home with deeded lake access and a private floating dock. Spanning three finished levels, this home is designed for gathering with family and friends while taking full advantage of everything lake life has to offer. Step inside to a dramatic sunken living room featuring soaring vaulted ceilings, a stunning floor-to-ceiling fireplace, and custom built-in shelving that creates an impressive focal point. Just beyond, the spacious dining area provides plenty of room for entertaining and flows seamlessly into the kitchen. Complete with a large center island, abundant cabinetry, and a bright breakfast area, the kitchen offers both functionality and plenty of space for everyday living. The main level also includes two generously sized guest bedrooms and a full bathroom, providing convenience for family or visitors. Upstairs, the spacious primary suite serves as a private retreat with beautiful views of Lake Jackson. The ensuite bathroom features dual vanities, an oversized soaking tub, a separate shower, and a large walk-in closet, creating the perfect place to relax at the end of the day. Also on the upper level is an incredible bunk room featuring four built-in bunk beds and additional space for games, toys, or a play area, making it an ideal retreat for kids, overnight guests, or creating unforgettable weekends at the lake. The finished terrace level offers even more room to spread out with an additional bedroom and full bathroom, a large media or TV room, a bar area, and plenty of space for a pool table, game room, or additional entertaining. Outside, the expansive back porch overlooks the lake and provides the perfect setting for morning coffee, outdoor dining, or simply taking in the peaceful surroundings. Just a short walk away, your deeded lake access includes a floating dock with room for your boat and jet skis, making it easy to spend your days cruising, fishing, swimming, or enjoying all that Lake Jackson has to offer. Whether you're searching for a full-time residence or the perfect weekend getaway, this spacious lake home offers exceptional living both inside and out in one of Lake Jackson's most desirable settings. FUN ON THREE LEVELS! Appointment needed.

918 Eagle Drive, Monticello

Listing courtesy of Ansley Real Estate | Christie's Int.

$639,000

3 Beds ⋅ 3 Baths ⋅ 10806476 MLS

Welcome to Jackson Lake where you can have Vacation Style Living every day. This Lake Front 3 Bedroom, 2.5 Bath Home has 224.17' of Water Frontage, is on 1.418 Acres, has Stunning Views, Deep Water Access, a Covered Dock with Boat, Boat Lift, 2 Jet Ski's, Double Jet Ski Dock, Water Toy's and Life Jacket's for family and friends are included as well with the purchase of the Home. If you like to start your day by relaxing with a cup of coffee or breakfast, you can do that with Great Open Water Lake Views from your Kitchen, Living Room, Porches, Decks or Dock. If you prefer to go to the Turtle Cove Clubhouse, Amenities are available that allow the use of the Restaurant, Lounge, Pickleball Court's, Tennis Courts, Indoor and Outdoor Pool, Golf Course, Beach's, Boat Ramp's, Playgrounds and various activities for Children and Adults. This is also a great way to meet neighbors and new friends. The Home's Main Bedroom is on the main floor with private bath and large closets. The spacious Kitchen has Stone Counter Tops, and open floor plan that takes you through the spacious living room with Fireplace then out doors to a Screened In Porch and Large Open Deck for entertaining or just relaxing. Upstairs are 2 Bedrooms and 1 Bath. The Lake Side Bedrooms have Great Views of Open Water. The Finished Basement also has Open Lake Views, and a door that leads to a Lake Side Deck that is close to the Covered Dock. There is a Circle Drive in the front of the house and a side drive that takes you to the Three Stall Garage, Seperate area for parking trailers or campers, etc, There are Marina's and Restaurants on Jackson Lake to get gas, Food and Boat Repair. The evening Sunset's are amazing and there is shade to protect you from the heat. This little known area is growing fast, you better get in while the getting is good.

125 Cardinal Point, Monticello

Listing courtesy of Foundations Realty.

$709,900

4 Beds ⋅ 2 Baths ⋅ 10798549 MLS

Stunning Deeded Waterfront Log Home in Turtle Cove - Fully Furnished & Move-In Ready! Experience lake living at its finest in this beautifully renovated 4-bedroom, 2-bath deeded waterfront log home in Turtle Cove! Professionally decorated by an award-winning designer, this turnkey property comes fully furnished and is ready for you to start enjoying breathtaking sunsets from day one. The main level features two bedrooms, a beautifully updated guest bath, a spacious living room with a custom stone fireplace, dining area, and a beautifully renovated kitchen with custom-painted cabinetry, stainless steel appliances, upgraded lighting, and modern finishes throughout. Smart Home upgrades include a Nest thermostat with two remote sensors, upgraded doors and hardware, designer lighting, updated plumbing fixtures, and much more. All appliances remain, including the washer and dryer. Upstairs offers two additional bedrooms and a luxurious owner's suite retreat complete with a sitting area overlooking the lake, a large walk-in closet with custom shelving, engineered hardwood flooring, upgraded ceiling fans, accent lighting, and a stunning ensuite bath with a tiled glass shower enclosure and designer finishes. Outdoor living is just as impressive with extensive upgrades including a recently replaced metal roof, screened porch with custom solar shades, designer ceiling fans with LED lighting, grilling area, upgraded concrete driveway, illuminated pathway to the dock, custom fire pit with seating wall, lower patio, irrigation system with dual water sources, raised organic garden beds, underground drainage system, fencing, and a powered storage shed. The recently re-stained dock features a boat lift, retractable awning, and upgraded seawall - everything you need to enjoy effortless waterfront living. Located in the highly desirable Turtle Cove community, residents enjoy exceptional amenities including a 9-hole golf course, clubhouse with full-service restaurant and bar, pickleball courts, swimming areas, and five white sand beaches, some with boat ramps on beautiful Jackson Lake. This exceptional lakefront home has been thoughtfully updated inside and out - just bring your toothbrush and start making memories at the lake! Some patio furniture may not remain with the property.

179 Parrot Drive, Monticello

Listing courtesy of The American Realty.

$999,900

4 Beds ⋅ 4 Baths ⋅ 10753072 MLS

Welcome to your dream lakefront home on Jackson Lake! This one checks all the boxes, space, views, and the kind of setup that makes you actually want to spend time at the lake. Situated on a big 2.15 acre deeded lot and a long driveway, it's rare to have this amount of privacy on the Lake! Spread out over three levels, it's built for both everyday living and hosting friends and family. The main level welcomes you with tall ceilings and warm pine finishes that give the living area a comfortable, laid back feel. The kitchen features hickory cabinets, granite countertops, and plenty of space, all opening into the living room with a gas fireplace-perfect for unwinding after a day on the water. The primary suite is also on the main level, offering privacy along with a tiled walk-in shower and a solid, functional layout. Upstairs, you'll find two bedrooms and a full bath-ideal for guests or kids. The basement adds even more usable space with another bedroom, walk-in closet, and private bath, plus a second living area and a mini bar that's set up well for entertaining. Nice covered porch on the basement level with incredible views of the lake. There's also a 1-car garage/workshop downstairs for storage or projects. It only gets better outside. The home sits on deep water at the dam end of the lake with big sunset views right out front. Down at the lake, you've got a covered dock with 1 slip, a boat lift, and gazebo. Everything you need to enjoy the water without leaving your property. The exterior is finished in durable Hardie board siding, and there's a detached 2-car garage with a large bonus room above-perfect for extra storage, a home office, or even overflow sleeping space. If you've been looking for a solid lake house with room to spread out and enjoy, this one is worth a look.

9210 Jackson Lake Road, Monticello

Listing courtesy of Dover Realty Co. Inc..

$749,000

3 Beds ⋅ 3 Baths ⋅ 10722664 MLS

Welcome to this beautifully renovated lakefront home located in a deep water quiet cove in Turtle Cove, where modern upgrades, stunning views, Huge greatroom, kitchen, downstairs media/family room and top-tier amenities come together to create the perfect retreat. From the moment you step inside, you'll notice the warmth of the hardwood floors that extend throughout the middle level, including the staircases and upstairs hallway. The completely updated kitchen is a chef's dream, featuring elegant Calacatta Classique Quartz countertops, a new sink, backsplash, cabinetry, and stylish lighting. All-new appliances, including an oven, microwave, dishwasher, and refrigerator, make this kitchen both functional and luxurious. The expansive great room, complete with hardwood floors and a masonry fireplace, offers a cozy space to gather, while the screened porch provides a peaceful spot to unwind and take in the lakeside views. Freshly painted bedrooms with brand-new carpeting create a welcoming and comfortable atmosphere. The spacious open basement, designed for flexibility, boasts new LVP flooring, ceiling tiles, and lighting, offering endless possibilities for a media room, game room, or additional sleeping areas. The bathrooms have been thoughtfully updated as well. The hall bath now features a new vanity, sink top, toilet, and a relaxing jacuzzi tub/shower. In the master suite, a luxurious six-foot soaker tub, separate shower, and private deck provide a tranquil escape. Comfort is ensured with three separate HVAC units, including two brand-new units for the basement and middle floor, while the top-floor unit has been recently serviced. Two fireplaces-one in the living area and another in the basement-add to the home's charm. The Outdoor living is just as impressive. Hardy plank siding with stone accents. Beautifully landscaped yard includes a lush Zoysia lawn with an irrigation system sourced from the lake. A rare and grandfathered private boat ramp provides effortless water access, complemented by a floating covered two-slip dock with an electrical lift, an additional open dock, and a stationary dock area. An attached watercraft and jet ski ramp make lake adventures even more convenient. Situated in a deep cove, this home offers year-round water access, making it a perfect lakeside retreat. Living in Turtle Cove means access to an array of amenities, including golf, a large pool, a restaurant, four private beaches, and pickleball courts, all available for less than $500 a year in membership dues. This move-in-ready lakefront home combines modern updates with timeless charm, offering the perfect balance of comfort and recreation. Don't miss the opportunity to make this exceptional property yours-schedule a showing today!

71 Canvasback Court, Monticello

Listing courtesy of Lake Homes Realty LLC.

$549,000

3 Beds ⋅ 2 Baths ⋅ 10719658 MLS

BIG PRICE REDUCTION...READY TO SELL! Come see this amazing Lake escape. Leave your worries behind and come to Jackson Lake, where your private lakeside paradise awaits. Amazing experiences sometimes come in smaller packages...this is a must see. The current owners have spared no expense to transform this property into a true retreat, offering the perfect blend of luxury, comfort, and outdoor living. Situated on a deeded, level lot in one of the most sought-after areas near the dam, this home enjoys deep water access and breathtaking sunset views. With approximately 140 feet of shoreline and a brand-new seawall completed in 2024, the setting is as functional as it is beautiful. The outdoor amenities are exceptional, featuring a newly constructed stationary dock with low-maintenance TREX decking, a single slip with boat lift, covered patio area, and three dedicated jet ski pads. Solar-powered dock, fence, and deck lighting create a stunning, well-lit atmosphere for evening enjoyment. In 2025, the home underwent a complete down-to-the-studs renovation. Every detail has been updated, including a new roof, HVAC system, electric instant hot water heater, full septic system, plumbing, electrical, flooring, walls, cabinetry, and appliances. This three-bedroom, two-bath home offers a luxurious main-level primary suite with dual vanities, a custom walk-in shower, and a spacious walk-in closet. Expansive windows throughout the home showcase incredible lake views, complemented by custom roller shades for comfort and privacy. A massive wraparound patio provides seamless indoor-outdoor living, with direct access from the primary suite-perfect for relaxing or entertaining while taking in the scenery. Additional features include a large matching outbuilding for storing lake toys and equipment, a dedicated laundry room with washer and dryer (2021), and all-new appliances installed in 2025. Privacy and security are thoughtfully designed with new wood privacy fencing on both sides, a wrought iron fence along the front with dual gated access, and plenty of space for pets to roam safely. The newly completed circular driveway, electronic keypad entry, sprinkler system, and beautifully manicured yard add convenience and curb appeal. Located just minutes from Lakeview Restaurant and nearby marina access, this property offers the ultimate lake lifestyle. Whether you're looking for a full-time residence or the perfect weekend escape, this move-in-ready lakefront home is a rare opportunity to own a completely reimagined property in a prime Jackson Lake location.

8900 Jackson Lake Road, Monticello

Listing courtesy of Lake Homes Realty LLC.

$799,500

5 Beds ⋅ 4 Baths ⋅ 10717218 MLS

NEW PRICE-AMAZING VALUE! Lake paradise found... a spacious five-bedroom, four-bath home in the active Turtle Cove community on Deep water in a large no wake cove on Jackson Lake. This exceptional property is a must-see. Thoughtfully designed for easy living, the home offers step-free access from the garage to the main level, where you'll find the primary suite and direct access to a massive deck shaded by a beautiful, mature oak tree. Situated on a rare, level lot in a large, deep-water cove, the property features peaceful, uninterrupted views of protected greenbelt land across the water-ensuring privacy and a natural backdrop that will never be developed. The expansive deck, custom landscape lighting and rare level yard create the perfect setting for entertaining family and friends or simply relaxing lakeside. Inside, the updated home features a main-level primary suite, a spacious open kitchen, and a great room with sweeping views of the deck and water. Upstairs, you'll find four generously sized bedrooms, two full baths, and an additional flex space ideal for a playroom or home office-offering ample room for guests and family alike. Outdoor enthusiasts will appreciate the custom dock and private boat ramp, making lake access effortless. The property also includes paved access, a new extra-wide driveway, and abundant parking leading to a two-car garage. Whether you're looking for a full-time residence or a weekend retreat, this well-maintained home offers the perfect blend of comfort, convenience, and lakefront living. As part of the Turtle Cove community, residents enjoy exclusive amenities including golf, private beaches, a clubhouse, on-site dining, pickleball courts, and community security.

2601 Turtle Cove, Monticello

Listing courtesy of Lake Homes Realty LLC.

$725,000

5 Beds ⋅ 5 Baths ⋅ 10673355 MLS

6,500 SF lakefront home spans two stories with a DAYLIGHT, WALKOUT BASEMENT, all set on a DEEDED lot with panoramic views of Jackson Lake! Property needs a touch of TLC! With a little polish, this property could be transformed into a showpiece retreat.

10766 GA Highway 212, Monticello

Listing courtesy of SouthSide, REALTORS.

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