Monticello Homes with Lake Waterfront Features

Welcome to Monticello, Georgia, a hidden gem nestled in Jasper County that captures the essence of Southern charm and natural beauty. Known for its rich history and tight-knit community, Monticello offers a serene lifestyle with all the conveniences of modern living. As you stroll through the picturesque streets, you’ll be greeted by friendly faces and the warm hospitality that Georgia is famed for.

One of the standout features of Monticello is its stunning lakefront properties. Imagine waking up each morning to the gentle lapping of water and the breathtaking views of shimmering lakes. Homes with lake waterfront features in Monticello provide not just a residence, but a lifestyle filled with tranquility and recreation. These properties often come with private docks, allowing you to enjoy fishing, kayaking, or simply soaking in the sun right from your backyard.

The surrounding natural landscape is perfect for outdoor enthusiasts, with ample opportunities for hiking, boating, and picnicking along the lake shores. Whether you’re looking for a cozy cottage or a spacious family home, Monticello’s real estate market offers a diverse range of options to suit your needs.

In addition to its scenic beauty, Monticello is conveniently located near major highways, making it easy to access nearby cities while still enjoying the peaceful, rural atmosphere. With its blend of history, community spirit, and breathtaking lakefront properties, Monticello, GA, is the perfect place to call home. Embrace the charm of this enchanting town and discover your dream waterfront property today!

Newest Monticello Homes with Lake Waterfront Features

$1,750,000

5 Beds ⋅ 5 Baths ⋅ 10822492 MLS

Deeded Waterfront Living on Jackson Lake - A True Masterpiece Experience lakefront living at its finest in this stunning luxury home nestled on the shores of Jackson Lake. Boasting 5 spacious bedrooms and high-end finishes throughout, this exceptional property is designed for comfort, style, and effortless entertaining. Step into the bright and airy living room, where natural light pours in through expansive windows framing breathtaking big water views. The heart of the home is the chef's gourmet kitchen, featuring sleek quartz and granite countertops, custom cabinetry, and top-of-the-line appliances-perfect for hosting or crafting gourmet meals. The main-level master suite offers a peaceful retreat with lake views, a spa-inspired bathroom, and an oversized walk-in closet. Downstairs, the fully finished basement is an entertainer's dream-complete with a theater room, a huge wet bar with a full-size refrigerator, and multiple areas for gathering and relaxing. Enjoy lake life year-round with your covered two slip Trex dock with two lifts, ideal for boating, fishing, or simply soaking in the serene surroundings. Additional highlights include: * Lavish master bath with separate jacuzzi style tub, his and her and double vanities * Elegant high ceilings and premium finishes throughout * Ample storage and thoughtful layout for full-time living or vacation getaways * deep water for swimming at the dock. * inground sprinkler system Whether you're entertaining a crowd or enjoying quiet lakefront sunsets, this one-of-a-kind Jackson Lake estate offers luxury, comfort, and unforgettable views.

781 Cardinal Drive, Monticello

Listing courtesy of Century 21 Crowe Realty.

$595,000

3 Beds ⋅ 2 Baths ⋅ 10820336 MLS

Enjoy incredible Jackson Lake living from this home situated on a beautiful secondary point with 177+ feet of waterfront. Take in breathtaking 180-degree lake views, gorgeous sunsets from the lakeside porch, and a quiet location with very little boat traffic. The property features a granite seawall, covered single-slip boat dock, additional fishing dock, and approximately 16 feet of water at the end of the dock. Inside offers an open floor plan with hardwood floors, two bedrooms and one bath on the main level, a separate laundry room, and a spacious upstairs primary bedroom with cypress stairs. A pull-under carport and detached shop with an unfinished bonus room provide excellent storage and future potential. Priced to allow the next owner the opportunity to make cosmetic updates and add their own personal touch, this is a rare chance to own one of Jackson Lake's premier waterfront locations. Call today to schedule your private showing. BRING ALL OFFERS

766 Raven Road, Monticello

Listing courtesy of Dover Realty Co. Inc..

$1,000,000

5 Beds ⋅ 3 Baths ⋅ 10818886 MLS

It's a "family fun" home! Wake up to beautiful views of Lake Jackson and enjoy the perfect balance of space, comfort, and lake living in this 5-bedroom, 3-bath home with deeded lake access and a private floating dock. Spanning three finished levels, this home is designed for gathering with family and friends while taking full advantage of everything lake life has to offer. Step inside to a dramatic sunken living room featuring soaring vaulted ceilings, a stunning floor-to-ceiling fireplace, and custom built-in shelving that creates an impressive focal point. Just beyond, the spacious dining area provides plenty of room for entertaining and flows seamlessly into the kitchen. Complete with a large center island, abundant cabinetry, and a bright breakfast area, the kitchen offers both functionality and plenty of space for everyday living. The main level also includes two generously sized guest bedrooms and a full bathroom, providing convenience for family or visitors. Upstairs, the spacious primary suite serves as a private retreat with beautiful views of Lake Jackson. The ensuite bathroom features dual vanities, an oversized soaking tub, a separate shower, and a large walk-in closet, creating the perfect place to relax at the end of the day. Also on the upper level is an incredible bunk room featuring four built-in bunk beds and additional space for games, toys, or a play area, making it an ideal retreat for kids, overnight guests, or creating unforgettable weekends at the lake. The finished terrace level offers even more room to spread out with an additional bedroom and full bathroom, a large media or TV room, a bar area, and plenty of space for a pool table, game room, or additional entertaining. Outside, the expansive back porch overlooks the lake and provides the perfect setting for morning coffee, outdoor dining, or simply taking in the peaceful surroundings. Just a short walk away, your deeded lake access includes a floating dock with room for your boat and jet skis, making it easy to spend your days cruising, fishing, swimming, or enjoying all that Lake Jackson has to offer. Whether you're searching for a full-time residence or the perfect weekend getaway, this spacious lake home offers exceptional living both inside and out in one of Lake Jackson's most desirable settings. FUN ON THREE LEVELS! Appointment needed.

918 Eagle Drive, Monticello

Listing courtesy of Ansley Real Estate | Christie's Int.

$790,000

3 Beds ⋅ 3 Baths ⋅ 10807055 MLS

Welcome to 9 Swan Court, where luxury lake living meets everyday comfort on beautiful Jackson Lake. Located in the sought-after Turtle Cove community just an hour from Atlanta, this exceptional four-sided brick home features 3 bedrooms, 2.5 bathrooms, and 110 feet of lake frontage. Thoughtfully updated, this home features an updated kitchen, beautifully renovated bathrooms, luxury vinyl plank flooring, and quality improvements throughout. (For those who prefer hardwoods, there is also real wood flooring beneath the LVP on the main level.) As soon as you walk through the front door, you're greeted by breathtaking lake views that immediately draw your attention to the back of the home. A wall of windows stretches across the rear of the house, filling the living spaces with natural light and maximizing the incredible views of Jackson Lake. The spacious living room features vaulted ceilings and a floor-to-ceiling brick fireplace, creating a warm and inviting place to gather. Just off the kitchen and dining room, the screened porch and back deck offer the perfect setting for morning coffee, outdoor dining, or relaxing after a day on the water. The primary suite is conveniently located on the main level and features tray ceilings, a bay window, a spacious walk-in closet, and an updated ensuite bathroom. The laundry room is also located on the main floor for added convenience. Downstairs, you'll find two additional bedrooms, a full bathroom, and a large den that provides the perfect second living area for guests or entertaining. Step outside to the covered patio before making your way down to the lake. The backyard is designed to enjoy everything lake life has to offer. Follow the path to your private covered dock, complete with a boat lift and Jet Ski dock, making it easy to spend your days on the water. Steps lead directly into the lake, while multiple outdoor fans help keep you comfortable as you relax outside. A spacious fire pit area provides the perfect spot to gather on cooler evenings while still enjoying the lake views. The home also features a lake-fed irrigation system that draws water directly from the lake to keep the lawn looking its best year-round. Additional features include a three-car garage, generous parking, and a storage shed for tools or lake toys. This home has been exceptionally well cared for and is truly move-in ready. As a resident of Turtle Cove, you'll enjoy access to neighborhood amenities including golf, swimming, tennis, multiple beaches, a clubhouse, playgrounds, and more. Whether you're searching for a luxury lake retreat or a place to call home year-round, 9 Swan Court offers an opportunity to enjoy the best of Jackson Lake living.

9 Swan Court, Monticello

Listing courtesy of Hester Group, REALTORS.

$639,000

3 Beds ⋅ 3 Baths ⋅ 10806476 MLS

Welcome to Jackson Lake where you can have Vacation Style Living every day. This Lake Front 3 Bedroom, 2.5 Bath Home has 224.17' of Water Frontage, is on 1.418 Acres, has Stunning Views, Deep Water Access, a Covered Dock with Boat, Boat Lift, 2 Jet Ski's, Double Jet Ski Dock, Water Toy's and Life Jacket's for family and friends are included as well with the purchase of the Home. If you like to start your day by relaxing with a cup of coffee or breakfast, you can do that with Great Open Water Lake Views from your Kitchen, Living Room, Porches, Decks or Dock. If you prefer to go to the Turtle Cove Clubhouse, Amenities are available that allow the use of the Restaurant, Lounge, Pickleball Court's, Tennis Courts, Indoor and Outdoor Pool, Golf Course, Beach's, Boat Ramp's, Playgrounds and various activities for Children and Adults. This is also a great way to meet neighbors and new friends. The Home's Main Bedroom is on the main floor with private bath and large closets. The spacious Kitchen has Stone Counter Tops, and open floor plan that takes you through the spacious living room with Fireplace then out doors to a Screened In Porch and Large Open Deck for entertaining or just relaxing. Upstairs are 2 Bedrooms and 1 Bath. The Lake Side Bedrooms have Great Views of Open Water. The Finished Basement also has Open Lake Views, and a door that leads to a Lake Side Deck that is close to the Covered Dock. There is a Circle Drive in the front of the house and a side drive that takes you to the Three Stall Garage, Seperate area for parking trailers or campers, etc, There are Marina's and Restaurants on Jackson Lake to get gas, Food and Boat Repair. The evening Sunset's are amazing and there is shade to protect you from the heat. This little known area is growing fast, you better get in while the getting is good.

125 Cardinal Point, Monticello

Listing courtesy of Foundations Realty.

$1,950,000

5 Beds ⋅ 7 Baths ⋅ CL360480 MLS

Welcome to an extraordinary opportunity to experience Luxury Lake Living in the prestigious gated community of The Peninsula on Jackson Lake. This stunning new construction estate offers over 7,300 square feet of meticulously designed living space, blending sophisticated craftsmanship with the relaxed elegance of lakeside living. Featuring five spacious bedrooms and six and a half luxurious baths, this exceptional residence showcases exquisite finishes, designer fixtures, and thoughtfully curated spaces throughout. Expansive windows frame beautiful lake views, while the inviting screened porch provides the perfect setting to enjoy peaceful mornings, spectacular sunsets, and year-round outdoor living. Designed for both everyday comfort and grand entertaining, the home also features a three-car garage and an option for a private pool, creating your own personal retreat in one of Georgia's most sought-after lake communities. Residents of The Peninsula enjoy the security and exclusivity of a gated community, complete with private access to a community boat ramp, offering endless opportunities to explore the beauty of Jackson Lake. Whether your passion is boating, kayaking, fishing, or dining at the lake's popular waterfront restaurants, the lifestyle offered here is truly unmatched. Conveniently located near Monticello and within easy reach of the Lake Oconee area, you'll enjoy access to charming local shops, exceptional dining, golf, and recreational amenities, all while returning home to the serenity and beauty of lakeside living. This magnificent new construction home is more than a residence it's an invitation to embrace the luxury, tranquility, and unforgettable lifestyle that make Jackson Lake one of Georgia's hidden treasures. Don't let this exceptional opportunity pass you by! Discover the unparalleled beauty and lifestyle that await at The Peninsula on Jackson Lake.

20 Quiet Cove Way, Monticello

Listing courtesy of RE/MAX TRU.

$1,950,000

5 Beds ⋅ 7 Baths ⋅ 10801503 MLS

Welcome to an extraordinary opportunity to experience Luxury Lake Living in the prestigious gated community of The Peninsula on Jackson Lake. This stunning new construction estate offers over 7,300 square feet of meticulously designed living space, blending sophisticated craftsmanship with the relaxed elegance of lakeside living. Featuring five spacious bedrooms and six and a half luxurious baths, this exceptional residence showcases exquisite finishes, designer fixtures, and thoughtfully curated spaces throughout. Expansive windows frame beautiful lake views, while the inviting screened porch provides the perfect setting to enjoy peaceful mornings, spectacular sunsets, and yearround outdoor living. Designed for both everyday comfort and grand entertaining, the home also features a three-car garage and an option for a private pool, creating your own personal retreat in one of Georgia's most sought-after lake communities. Residents of The Peninsula enjoy the security and exclusivity of a gated community, complete with private access to a community boat ramp, offering endless opportunities to explore the beauty of Jackson Lake. Whether your passion is boating, kayaking, fishing, or dining at the lake's popular waterfront restaurants, the lifestyle offered here is truly unmatched. Conveniently located near Monticello and within easy reach of the Lake Oconee area, you'll enjoy access to charming local shops, exceptional dining, golf, and recreational amenities, all while returning home to the serenity and beauty of lakeside living. This magnificent new construction home is more than a residence it's an invitation to embrace the luxury, tranquility, and unforgettable lifestyle that make Jackson Lake one of Georgia's hidden treasures. Don't let this exceptional opportunity pass you by?discover the unparalleled beauty and lifestyle that await at The Peninsula on Jackson Lake.

20 Quiet Cove Way, Monticello

Listing courtesy of Re/Max Tru, Inc..

$709,900

4 Beds ⋅ 2 Baths ⋅ 10798549 MLS

Stunning Deeded Waterfront Log Home in Turtle Cove - Fully Furnished & Move-In Ready! Experience lake living at its finest in this beautifully renovated 4-bedroom, 2-bath deeded waterfront log home in Turtle Cove! Professionally decorated by an award-winning designer, this turnkey property comes fully furnished and is ready for you to start enjoying breathtaking sunsets from day one. The main level features two bedrooms, a beautifully updated guest bath, a spacious living room with a custom stone fireplace, dining area, and a beautifully renovated kitchen with custom-painted cabinetry, stainless steel appliances, upgraded lighting, and modern finishes throughout. Smart Home upgrades include a Nest thermostat with two remote sensors, upgraded doors and hardware, designer lighting, updated plumbing fixtures, and much more. All appliances remain, including the washer and dryer. Upstairs offers two additional bedrooms and a luxurious owner's suite retreat complete with a sitting area overlooking the lake, a large walk-in closet with custom shelving, engineered hardwood flooring, upgraded ceiling fans, accent lighting, and a stunning ensuite bath with a tiled glass shower enclosure and designer finishes. Outdoor living is just as impressive with extensive upgrades including a recently replaced metal roof, screened porch with custom solar shades, designer ceiling fans with LED lighting, grilling area, upgraded concrete driveway, illuminated pathway to the dock, custom fire pit with seating wall, lower patio, irrigation system with dual water sources, raised organic garden beds, underground drainage system, fencing, and a powered storage shed. The recently re-stained dock features a boat lift, retractable awning, and upgraded seawall - everything you need to enjoy effortless waterfront living. Located in the highly desirable Turtle Cove community, residents enjoy exceptional amenities including a 9-hole golf course, clubhouse with full-service restaurant and bar, pickleball courts, swimming areas, and five white sand beaches, some with boat ramps on beautiful Jackson Lake. This exceptional lakefront home has been thoughtfully updated inside and out - just bring your toothbrush and start making memories at the lake! Some patio furniture may not remain with the property.

179 Parrot Drive, Monticello

Listing courtesy of The American Realty.

$735,000

4 Beds ⋅ 4 Baths ⋅ 10797282 MLS

Experience true lake living in this beautifully renovated waterfront retreat, where the water is literally just steps from your door. Perfectly positioned on deep water with breathtaking sunset views, this exceptional 4-bedroom, 3.5-bath home offers the ideal blend of comfort, flexibility, and unforgettable outdoor living. Designed for both entertaining and multi-generational living, the home features two distinct living areas, including a spacious recreation room with a convenient kitchenette-ideal for guests, extended family, or creating separate spaces to relax and gather. offering a lock off option to off set expenses. The outdoor spaces are what truly set this property apart. Enjoy evenings around the fire pit on the deck over the water, unwind beneath the covered pavilion, or take in panoramic lake views from the expansive deck and upper sunroom. Whether hosting friends or enjoying a quiet morning coffee, every space was created to maximize the stunning waterfront setting. Boating enthusiasts will appreciate the private lifts for both a boat and jet ski lifts, making lake access effortless. Conveniently located near the main highway and just minutes from Turtle Cove amenities, this home offers easy access while still feeling like a private escape. If you've been searching for spectacular views, deep water, and the ultimate lake lifestyle, this is the one.

134 Lakeshore Drive, Monticello

Listing courtesy of Keller Williams Realty Atl. Partners.

$179,900

10780178 MLS

Discover the perfect opportunity to build your dream lakefront retreat in the prestigious Peninsula at Jackson Lake. This exceptional waterfront lot offers stunning views and is approved for maximum covered dock capabilities, providing the ultimate setting for boating, fishing, and enjoying lake life to the fullest. Located within one of Jackson Lake's most sought-after gated communities, residents enjoy an impressive array of amenities including a community swimming pool, lakeside pavilion, trailer parking, and beautifully maintained common areas. Whether you're looking for a weekend getaway or a permanent residence, this property offers the perfect combination of privacy, recreation, and convenience.

63 Jackson Ridge Drive, Monticello

Listing courtesy of SouthSide, REALTORS.

$625,000

4 Beds ⋅ 4 Baths ⋅ 10775840 MLS

Huge price reduction- best waterfront value available! Skyline Retreat - Elevated Lakefront Living with Million-Dollar Views. 5 Bedrooms, 3 1/2 Baths including Oversized Garage w/ Upper In-Law Suite. Immediate Seller Relocation prompts exceptional offering price at $625k! Set on a premier, elevated homesite with deep water dock access. This architecturally distinctive residence captures breathtaking, multi-level lake views that simply cannot be duplicated. Thoughtfully designed stairways and meandering pathways connect each level, creating a truly immersive indoor-outdoor experience where every vantage point reveals a new perspective of wide-water vistas, towering pines and glowing sunsets. Enjoy summer evenings dining on the upper deck as the sun melts into the lake, unwind on crisp autumn nights in the hot tub just off the lower-level guest suite, or savor year-round moments on the intimate wine deck just above the water's edge. This multi-level, multi-view lifestyle is exceptionally rare and sets this home apart from anything else on the market. The property offers 5 bedrooms and 31/2 baths across the main home and a versatile oversized garage with a private upper-level guest suite, providing endless possibilities for year-round living, seasonal enjoyment, or the perfect weekend retreat for family and friends. The main residence is beautifully appointed with high-end finishes, including a designer kitchen featuring on-trend natural quartz countertops, a glass tile backsplash, LG Media Refrigerator, Bosch Coffee Center, light solid-wood cabinetry, and custom lighting. Rich oak hardwood flooring flows through the main living areas, while custom built-in cabinetry elegantly frames the dramatic double-sided fireplace, creating a warm architectural focal point. Open cathedral ceilings blur the lines between indoors and out, filling the space with natural light and shimmering lake views filtered through mature trees. The upper level of the main home hosts the primary suite, offering stunning treetop and lake views, a cozy sitting area, and a private en-suite bath. An adjacent fourth bedroom provides ideal flexibility as a home office, studio, or additional guest space. The lower level features two guest bedrooms with lake views and a shared full bath. One bedroom includes a built-in Murphy bed and sliders opening to a private deck and hot tub-perfect as a guest suite or office retreat. A large, dedicated storage room adds valuable functionality rarely found in lakefront homes. This one-owner, meticulously maintained property includes newer mechanical systems and fresh exterior paint. The unique homesite also offers an oversized two-car garage with its own electrical and water, RV hookup, generous parking, and ample space for recreational toys or a play yard.

265 Shoreline Drive, Monticello

Listing courtesy of Lake Homes Realty LLC.

$1,200,000

5 Beds ⋅ 3 Baths ⋅ 10764943 MLS

Experience lake living at its finest with this stunning DEEDED waterfront retreat on Jackson Lake. This spacious 5-bedroom, 3-bathroom home offers breathtaking lake views from nearly every angle and features a fully finished basement designed for comfortable living and entertaining. Inside, you'll find a beautifully inviting kitchen with an abundance of cabinet space, open-concept living areas, and an airy layout filled with natural light. Fresh interior and exterior paint give the home a crisp, move-in-ready feel, while the gated entry adds privacy and security. The property also includes an impressive 3-bay detached garage complete with a bathroom, bedroom/flex space, and ample workshop or storage area - perfect for guests, hobbies, or additional entertaining space. Step outside to your own private backyard oasis overlooking the lake. Enjoy evenings around the firepit, host gatherings stress-free, or take advantage of the paved path leading directly to the water. The two-slip boat dock with swim platform sits in deep water within a private cove, creating the ideal setup for boating, swimming, fishing, and relaxing lake days all year long. This lake property combines incredible views, functional space, and the ultimate waterfront lifestyle. Come see yourself! Listing agent will be happy to provide a boat tour of lake so you can also see home from water. ** updated landscape in progress **

8258 Jackson Lake Road, Monticello

Listing courtesy of Crossroads Realty LLC.

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