Cumming Homes with Deep Water Access Waterfront Features

Welcome to Cumming, Georgia, a charming city nestled in the heart of Forsyth County, where Southern hospitality meets stunning natural beauty. Just a short drive from Atlanta, Cumming offers the perfect blend of suburban tranquility and urban convenience. With its picturesque landscapes, vibrant community, and a wealth of recreational opportunities, it's no wonder that Cumming has become a sought-after destination for families and individuals alike.

One of the most alluring features of Cumming is its stunning deep-water access homes. Imagine waking up to the gentle sounds of water lapping against the shore and enjoying breathtaking views of Lake Lanier, one of Georgia’s largest and most beautiful lakes. These waterfront properties offer not only a serene living environment but also an array of outdoor activities, from boating and fishing to kayaking and swimming. Whether you’re looking for a cozy cottage or a luxurious estate, Cumming's real estate market boasts a variety of homes that cater to all lifestyles and preferences.

In addition to its natural beauty, Cumming is home to a vibrant community with excellent schools, diverse dining options, and plenty of shopping opportunities. The city hosts numerous events throughout the year, fostering a strong sense of community and connection among residents.

If you’re searching for a place that combines the tranquility of waterfront living with the convenience of modern amenities, Cumming, GA, with its deep-water access homes, is the perfect choice. Come experience the charm and beauty of Cumming—your dream home awaits!

Newest Cumming Homes with Deep Water Access Waterfront Features

$1,339,000

3 Beds ⋅ 3 Baths ⋅ 10824042 MLS

LAKE LANIER LIVING-WITHOUT THE RENOVATION! Plus, preferred lender will buy down your interest rate by 1% for a full year. If you've been searching for a Lake Lanier home that's truly move-in ready, your search ends here. Beautifully renovated from top to bottom, this exceptional lakefront retreat allows you to spend your weekends on the water-not managing contractors or tackling endless projects. The property features a 28x24 single-slip dock with an expansive upper party deck, perfectly positioned on deep water with approximately 10-15 feet of depth even during lower lake levels. Freshly painted and equipped with Aqua Stairs, the dock is ready for boating, swimming, fishing, or simply soaking in the long-range lake views with friends and family. Inside, every major update has already been completed. The thoughtfully renovated kitchen features Quartz countertops, a large island with seating, farmhouse sink, gas range, Bosch dishwasher, and finishes that feel both timeless and current. The adjoining dining room and vaulted family room-with custom wood ceilings and a wood-burning stove-create warm, inviting spaces for everyday living and effortless entertaining. Wake each morning to peaceful lake views from the private owner's suite, complete with a motorized window shade and beautifully renovated spa-like bathroom featuring a large walk-in shower, shiplap accents, and designer finishes. A second bedroom and updated half bath complete the main level, making this home comfortable for everyday living as well as weekend guests. The finished terrace level extends the home's entertaining space with a spacious recreation room, plenty of room for a custom bar or beverage center, a flex room currently used as a third bedroom, a full bath, laundry room, and generous storage. Outdoor living is equally impressive!! Set on 1.38 private acres, you'll enjoy multiple outdoor gathering spaces including an incredible screened porch with a hanging daybed, oversized decks, outdoor shower and a hot tub overlooking the lake. The fenced front yard is ideal for pets, while the large lot offers the privacy that's becoming increasingly difficult to find on Lake Lanier. Beyond the cosmetic renovations, you'll appreciate the extensive investment in the home's major systems. Recent improvements include new windows and doors (2023), new roof and gutters (2025), HVAC systems (2021 & 2023), whole-house generator wiring, and a charming She Shed (2021). The detached three-car garage provides abundant storage for vehicles, boats, golf carts, and lake toys. Properties like this are incredibly rare-a deep-water dock, extensive renovations, updated major systems, multiple indoor and outdoor entertaining spaces, detached three-car garage, 1.38 private acres, and NO HOA. Every significant project has already been completed, allowing you to move in, unpack, and immediately begin enjoying everything Lake Lanier has to offer!

3680 Sinclair Shores Road, Cumming

Listing courtesy of Maximum One Premier Realtors.

$1,248,000

4 Beds ⋅ 4 Baths ⋅ 10818362 MLS

Welcome to Your Lake Lanier Retreat! Enjoy year-round lake views from this beautifully renovated home on Lake Lanier in Forsyth where easy living meets breathtaking scenery. A gentle level walk leads you straight to your private deep water dock with no steep hills, no hassle, just effortless lake access. Inside, an open-concept main floor where a wall of picture windows floods the living area with natural light and frames stunning lake views from every angle. The spacious kitchen, outfitted with stainless steel appliances, flows seamlessly into the living space, making it perfect for entertaining or quiet evenings at home. The primary suite is conveniently located on the main level. Downstairs, the finished terrace level expands your living space with a large family room and cozy fireplace, a kitchenette, full laundry room, and a workshop. Ideal for hosting guests, mother-in-law suite or apartment, movie nights or hobbies. Step outside to the oversized covered patio, perfect for morning coffee or evening gatherings overlooking the water. This home is as practical as it is beautiful, with abundant storage throughout, a newly added parking pad in addition to the attached garage for extra guest parking and an accessible front porch for ease of entry. All this, just minutes from Bald Ridge Marina, Buford Dam, parks, shopping, dining, and the hospital offering the ultimate in lakeside serenity and everyday conveniences. Don't miss your chance to call Lake Lanier home!

3430 Lake Shore Drive, Cumming

Listing courtesy of Century 21 Results.

$850,000

3 Beds ⋅ 2 Baths ⋅ 10813448 MLS

Imagine having your own private dock on Lake Lanier with everything you've been looking for: grass-to-water with a mow permit, a protected cove, 28X32 double slip dock with a party deck including electric and water at the dock, stunning open-water views, deep water, and breathtaking sunrises over the lake. Welcome to Bald Ridge Cove-one of Lake Lanier's most sought-after locations. Enjoy both privacy and convenience, just minutes from Highway 400, less than a minute from Costco, close to major shopping and dining, and only moments from Bald Ridge Marina by lake and land. Despite its unbeatable location in Forsyth County, this property feels secluded and peaceful, offering the ideal lakefront retreat. This is a rare opportunity to own one of the dream lots on Lake Lanier and in one of the most desirable locations on Lake Lanier. Build your vision, enjoy the lifestyle, and make every day feel like a vacation. The current home is in disrepair giving you the opportunity to build from ground up!

1640 Williams Circle, Cumming

Listing courtesy of Keller Williams Community Partners.

$850,000

10812340 MLS

1640 Williams Circle, Cumming

Listing courtesy of Keller Williams Community Partners.

$674,936

10811187 MLS

Rare south Lake Lanier opportunity offering deep water, a large dock, nearly one acre, and an incredibly gentle walk to the shoreline. The easy lake access and highly usable topography make this an ideal setting to build your custom dream lake home in one of Lake Lanier's most convenient locations. The lot offers plenty of room to create a luxury lakefront retreat with a pool, outdoor living spaces, expanded parking, and additional landscaping. The current dock permit also allows for an upgraded party dock, adding significant long-term value and even more potential to the property. An existing home is currently located on the property, providing options to enjoy the lake now, renovate, use as an investment, or remove and begin planning your future custom build. The home features three bedrooms on the main level, a full basement, a large open kitchen, and multiple decks overlooking the property. Located just off GA-400 near Bald Ridge Marina, this property offers quick access to Costco, Marketplace Boulevard, Cumming City Center, shopping, dining, breweries, Dawsonville, and the North Georgia Premium Outlets. Deep water, a large dock, an easy walk to the lake, and a buildable south-end lot are rarely found together. Bring your builder, your plans, and your vision. They say money cannot buy happiness, but building your dream home on deep water at south Lake Lanier may be the exception.

6010 Pilgrim Point Circle, Cumming

Listing courtesy of Keller Williams Community Partners.

$2,749,000

6 Beds ⋅ 6 Baths ⋅ 10808600 MLS

Stunning! Your private lakefront paradise awaits on Lake Lanier at 1605 Lockridge Drive. This prestigious 4-sided brick European design property is beyond exceptional and offers an elevated opportunity to enjoy all the best lake life has to offer. The home is tucked away and accessed via a long, brick paver lined driveway with beautiful landscaping on the oversized lot. Fully updated and exquisitely designed with quality upgrades, everything inside and out has already been done for you. This elegant 6 bedroom, 5.5 bath home with three master suites, one on each floor, 3 bay attached garage features an open concept floor plan, master suite on main with new spa-like bath, huge custom closet, beautifully refinished hardwood floors, walls of windows and multiple french doors throughout the main and terrace level bringing the lake views in. The chef's kitchen delights and features new quartz countertops, new professional grade Subzero and Miele appliances to expertly create your favorite dishes. Upstairs, the upgrades continue with an additional master suite, two additional bedrooms and an office/entertainment flex space. Downstairs, the finished terrace level offers endless indoor entertaining options including additional master bedroom, a full kitchen, family room with cozy stone fireplace for movie nights, plus multiple spaces for entertaining. The interior of the home offers elevated design features, with custom built-ins and moldings throughout, 10' ceilings and 8' doors. A new 50-year roof ensures protection and peace of mind. The outdoor areas are truly where the magic happens here at Lake Lanier. You'll love entertaining and hosting memorable gatherings from the multiple balconies and terraces, overlooking a fully fenced backyard with plentiful Lake Lanier VIEWS and an easy walk to the water. LOCATION: the most sought-after area/South Lake Lanier- Forsyth means you'll be minutes away to dining and shopping with the easiest commutes to Alpharetta and Atlanta. PRIVACY: this refined retreat is so close to everything, yet peacefully nestled on a private lot in a quiet wake-proof cove with long range views that opens to big water and nearby Habersham Marina. DOCK: the largest on the lake: the 32 x 32 Martin Docks custom single slip dock with party deck and two jet ski ports is your gateway to even more adventures, relaxation and fun. New rip rap was installed plus a new walkway. The large, fully fenced back yard with room for a pool is a rare find for any Lake Lanier property and ensures that this home holds the key to your future and all the best Lake Lanier can offer!

1605 Lockridge Drive, Cumming

Listing courtesy of Atlanta Communities.

$695,000

10790766 MLS

You want deep water? This lot doesn't whisper about it-it delivers. Nearly 1.5 acres in the coveted Deer Creek Shores community hugged by 555 feet of U.S. Corps land. You're tucked into a WIDE cove that shoots straight to the main channel-privacy with a VIP lane to the good stuff. The water is more than 25 FEET under the 24x30 aluminum dock (yes, I measured it; no guesswork), and it's fully accessorized with a boat lift and sun deck. There are long-range lake views from the dock. No HOA, meaning no one's going to audition for "Lake Rules Police" on your watch. If you've been scrolling listings like they're trying to sell you a "cozy" puddle-stop. This is a REAL & RARE deep-water opportunity. Build the thing that makes your friends jealous. If you need builder referrals, I've got them! Survey, Soil Test & Dock paperwork available.

Chinquapin Lane, Cumming

Listing courtesy of Century 21 Results.

$400,000

3 Beds ⋅ 4 Baths ⋅ 10788942 MLS

Beautiful End Unit Townhome walking distance to Lake Lanier with several docks to enjoy lake life. Master on the Main offers plenty of room and Master Bath w/ Dual Sinks, Soaking Tub & Separate Shower w/ Walk-In Closet. Family Room w/ Vaulted Ceiling and Fireplace perfect for entertaining. Chef's Kitchen w/ White Cabinets, Granite Counters, SS Range & Microwave that overlooks the Breakfast Room. Formal Dining Room currently used as the HOme Office. Main Floor Powder Room & Laundry Room. Upstairs Two Spacious Secondary Bedrooms each with their own Private Bath. Screened Porch off the Family Room is a great space to Relax outside. Community Features 4 Community Docks, Swim, Tennis and all that living next to the Lake has to offer. New Architectural Shingle Roof - 2023.

3530 Deep Cove Drive, Cumming

Listing courtesy of Keller Williams Realty Atlanta North.

$4,999,900

6 Beds ⋅ 8 Baths ⋅ 10778755 MLS

This house...It speaks for itself. Prime Lake Lanier location on Cumming's much sought after south end. This rare +/- 3.61 acres in a highly coveted neighborhood has exceptional gated privacy with huge water views and features hard-to-find level grass front and back. Oversized dock has lift, two slips, and electricity. Close to 400, shopping, and restaurants ensures your wants and needs are covered. Now step inside and see the home you've always wanted. The initial impact of the vaulted living room wood ceiling crowning wall-to-wall windows that bring the big water views directly into this newly-renovated +/- 7,700 sf home is striking. As you take in the inviting open floor plan with perfect flow that awaits your friends and loved ones, you'll see not just a chef's kitchen but "the" kitchen. The 10-foot island with a breathtaking Patagonia quartzite countertop and truly masterful integrated quartzite prep sink will have you searching for a word even better than "Wow"! With all new appliances, the 48-inch Wolf six-burner range top with infrared griddle is bookended by a full-column SubZero refrigerator on one side and full-column SubZero freezer on the other. The Wolf double ovens, microwave, and Cove dishwasher complete the room and lead you to an ideally located large pantry and separate laundry room with twin washer/dryer units. Additional main floor areas include an oversized library with a brick gas fireplace and custom wood cabinetry and a wet bar with a SubZero wine refrigerator to complement any entertaining event or quiet evening at home. The main floor primary suite with adjoining sun room offers privacy and the same big water lake views you can't wait to wake up to. The gorgeous master shower features custom ombre mosaic tile with a shower system of two overhead water options, six body sprays, handheld sprayer, colored LED lights, and Bluetooth speakers. Soaking tub, separate his and her tall toiletry cabinets, and a linen closet all on soft gray floor tile present a spa-like atmosphere. The upstairs with three bedrooms plus bonus room, two beautifully-tiled full baths, and two storage/linen closets provides plenty of room and flexibility for your family. The terrace level offers an experience unto itself. The show stopper here is the double-sided see through fireplace, truly a must see. With two additional bedrooms and two full baths, powder room which can be accessed from the lake, second kitchen with Bosch appliances, additional room that can be anything from gym to craft room to theater, and a separate storage area, this level offers the space and versatility you've been hoping for with the wall-to-wall lake views you've now come to expect. Do you need even more space? The three-car garage with utility sink and two closets also features an attached bonus room with half bath and a separate area that can be used as a workshop or garden shed. There is so much to love here and so many ways you'll find to make this house your home.

3080 Dove Trail, Cumming

Listing courtesy of Ansley RE|Christie's Int'l RE.

$599,000

3 Beds ⋅ 2 Baths ⋅ 10775618 MLS

Don't just dream about Lake Life...LIVE IT! Easy lake access! No stairs, steps or rough terrain, just plenty of grass leading to your private dock. Enjoy the rarity of the year round park-like views and evening sunsets from the expansive wrap-around screened porch. The serenity is unmatched! Step inside to the open concept living area featuring high ceilings and an oversized stone fireplace. The french doors in the main level bedroom open up to the screened porch for that fresh North Georgia air. Upstairs loft boasts 2 additional bedrooms with wonderful natural light and connected full bath. The exterior is thoughtfully landscaped with a flat concrete parking pad that has the potential to be covered and makes excellent boat or RV parking. The Core of Engineers permits mowing all the way to the lake, so grab your cooler and lake toys from the ample, under-deck storage and head down to the Deep-Water Cove for endless days of fun and relaxation. This home is situated in the true Heart of Cumming, off a main channel, on the very desirable south end of Lake Lanier. Nearby shopping and entertainment are accessible both by Wheels AND by WATER. This is a great retirement home, perfect weekend getaway or successful rental with low maintenance and no HOA.

4040 Merritt Drive, Cumming

Listing courtesy of Virtual Properties Realty.Net.

$2,987,200

6 Beds ⋅ 7 Baths ⋅ 10766166 MLS

7+ ACRE GATED ESTATE | LAKE LANIER | PRIVATE DOCK | POOL | 8-CAR GARAGE | NO HOA. Some properties are simply landmarks, and this is one of them. Perched behind a gated circular drive on more than seven private acres along the south shore of Lake Lanier, this Mediterranean-inspired estate-with its distinctive clay tile roof and elevated position among the trees - stands as a landmark in one of the most sought-after areas on the lake. Freshly updated exterior, including professional landscaping, and a grand circular drive complete the arrival, setting the tone for what lies beyond the gate. The location is as practical as it is coveted: Forsyth County, minutes from GA-400, and directly across the water from Margaritaville Resort, putting you at the heart of Lake Lanier's most desirable corridor. Pass through the gate, and the outside world quietly disappears. The grounds tell the story of a property built for living well. A private path leads down through mature hardwoods to a refurbished dock with a party deck, deep-water slip, and triple jet ski port - south lake access at its finest. Back on land, extensive custom stonework frames a saltwater pool with a new StoneScapes pebble finish, six-person spa, fire pit, and a fully equipped covered outdoor kitchen. There's room to add a sports court, and two four-car garages offer serious space for a collector's fleet. The acreage - wooded, private, and unrestricted - is equally suited for hunting, hosting, or simply escaping city life behind a gate and surrounded by trees. Inside, the home delivers the same caliber of experience as the grounds surrounding it. A two-story great room anchors the main level, flowing into a formal dining area and a chef's kitchen with Viking appliances and custom cabinetry. The lake-view primary suite offers a private deck, sitting/dressing room, and a spa bath with steam shower and Jacuzzi tub. Three spacious secondary bedrooms (two ensuite), a semi-private in-law suite with separate access, and a fully finished terrace level - complete with home theater, fitness room, game room with wet bar, and additional guest space - ensure every need is met without compromise. Gated. Private. No HOA. Eight garage bays. A private deep-water dock. Seven-plus acres on south Lake Lanier with one of the most convenient drives to and from Atlanta - this is the kind of estate that defines the lake lifestyle and rarely becomes available.

7430 Shadburn Ferry Road, Cumming

Listing courtesy of Keller Williams Realty Atl. Partners.

$799,000

2 Beds ⋅ 2 Baths ⋅ 10741077 MLS

Lakefront living with water views in a protected south Lake Lanier cove-just minutes to Bald Ridge Marina, GA-400, and Cumming City Center. This charming two-bedroom, two-bath cottage offers the kind of lake lifestyle people move here for. Crisp, clean, and filled with natural light, the home captures beautiful water views right from inside, creating a calm, easygoing feel the moment you walk in. The layout is thoughtfully designed for comfort and flow, highlighted by a gorgeous master suite with elevated finishes that bring a fresh, modern touch. Step outside and the experience only gets better-a rocking chair front porch welcomes slow mornings, while the back deck opens to peaceful lake views framed by mature trees. A gentle walking path leads you to your single-slip dock, complete with power and water, tucked into a protected deep-water cove-ideal for relaxing days on the lake and easy boating access. Set on a 0.2910-acre lot, there's room to expand your vision-this additional outdoor space and your imagination is all you need to create even more fantastic points of destination. This is the sweet spot of Lake Lanier living-privacy, convenience, and the kind of everyday escape that never gets old. Come and Get Your Lake Life...

1790 Dogwood Drive, Cumming

Listing courtesy of Century 21 Results.

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