Cumming Homes with Lake Privileges Waterfront Features

Welcome to Cumming, Georgia – a hidden gem nestled in the heart of Forsyth County! This vibrant city is not just a place to live, but a lifestyle choice that offers a perfect blend of suburban tranquility and outdoor adventure. With its picturesque landscapes and a strong sense of community, Cumming is an ideal location for families, retirees, and anyone looking to enjoy the beauty of nature.

One of the most alluring features of Cumming is its proximity to Lake Lanier, a stunning 38,000-acre reservoir that provides endless opportunities for water-based activities. Homes with lake privileges in this area offer not just a place to reside, but a gateway to a lifestyle filled with fishing, boating, swimming, and lakeside picnics. Imagine waking up to serene views of the water, where you can enjoy your morning coffee while soaking in the natural beauty that surrounds you.

The real estate market in Cumming boasts a variety of waterfront properties, each with unique features that cater to different tastes and preferences. From charming cabins to modern waterfront estates, there’s something for everyone. Many homes come equipped with private docks, expansive decks, and lush gardens, perfect for entertaining friends or enjoying peaceful evenings by the water.

Cumming is also home to excellent schools, vibrant shopping districts, and a plethora of dining options, making it a well-rounded community for all ages. Whether you’re looking to dive into outdoor adventures or simply unwind in a serene environment, Cumming, with its lake privileges and captivating waterfront features, is the perfect place to call home. Come and explore the charm of Cumming today!

Newest Cumming Homes with Lake Privileges Waterfront Features

$1,339,000

3 Beds ⋅ 3 Baths ⋅ 10824042 MLS

LAKE LANIER LIVING-WITHOUT THE RENOVATION! Plus, preferred lender will buy down your interest rate by 1% for a full year. If you've been searching for a Lake Lanier home that's truly move-in ready, your search ends here. Beautifully renovated from top to bottom, this exceptional lakefront retreat allows you to spend your weekends on the water-not managing contractors or tackling endless projects. The property features a 28x24 single-slip dock with an expansive upper party deck, perfectly positioned on deep water with approximately 10-15 feet of depth even during lower lake levels. Freshly painted and equipped with Aqua Stairs, the dock is ready for boating, swimming, fishing, or simply soaking in the long-range lake views with friends and family. Inside, every major update has already been completed. The thoughtfully renovated kitchen features Quartz countertops, a large island with seating, farmhouse sink, gas range, Bosch dishwasher, and finishes that feel both timeless and current. The adjoining dining room and vaulted family room-with custom wood ceilings and a wood-burning stove-create warm, inviting spaces for everyday living and effortless entertaining. Wake each morning to peaceful lake views from the private owner's suite, complete with a motorized window shade and beautifully renovated spa-like bathroom featuring a large walk-in shower, shiplap accents, and designer finishes. A second bedroom and updated half bath complete the main level, making this home comfortable for everyday living as well as weekend guests. The finished terrace level extends the home's entertaining space with a spacious recreation room, plenty of room for a custom bar or beverage center, a flex room currently used as a third bedroom, a full bath, laundry room, and generous storage. Outdoor living is equally impressive!! Set on 1.38 private acres, you'll enjoy multiple outdoor gathering spaces including an incredible screened porch with a hanging daybed, oversized decks, outdoor shower and a hot tub overlooking the lake. The fenced front yard is ideal for pets, while the large lot offers the privacy that's becoming increasingly difficult to find on Lake Lanier. Beyond the cosmetic renovations, you'll appreciate the extensive investment in the home's major systems. Recent improvements include new windows and doors (2023), new roof and gutters (2025), HVAC systems (2021 & 2023), whole-house generator wiring, and a charming She Shed (2021). The detached three-car garage provides abundant storage for vehicles, boats, golf carts, and lake toys. Properties like this are incredibly rare-a deep-water dock, extensive renovations, updated major systems, multiple indoor and outdoor entertaining spaces, detached three-car garage, 1.38 private acres, and NO HOA. Every significant project has already been completed, allowing you to move in, unpack, and immediately begin enjoying everything Lake Lanier has to offer!

3680 Sinclair Shores Road, Cumming

Listing courtesy of Maximum One Premier Realtors.

$430,000

3 Beds ⋅ 3 Baths ⋅ 10819757 MLS

Welcome to this beautifully maintained, move-in-ready home in Cumming, ideally located just minutes from Lake Lanier, GA-400, shopping, dining, and top-rated Forsyth County schools. Built in 2021, this stylish two-story home offers 3 bedrooms, 2.5 bathrooms, and a bright, open-concept floor plan designed for both everyday living and effortless entertaining. The heart of the home is the stunning kitchen, featuring white shaker-style cabinetry, quartz countertops, stainless steel appliances, a breakfast bar, and modern accent lighting. The kitchen flows seamlessly into the dining and living areas, creating the perfect space for gathering with family and friends. Upstairs, the spacious primary suite offers a relaxing retreat with a walk-in closet, double vanity, and separate shower. Two additional bedrooms provide flexibility for guests, a home office, playroom, or hobby space. Step outside to enjoy the covered front porch, rear patio, and level 0.45-acre lot surrounded by mature trees, offering plenty of room to create your ideal outdoor oasis. Even better, the community features a private dock with direct Lake Lanier access, making it easy to enjoy boating, fishing, kayaking, or simply spending time by the water. Complete with an attached garage, generous driveway parking, and **no HOA**, this exceptional home combines modern comfort with an unbeatable location and easy access to one of North Georgia's most sought-after recreational destinations. Don't miss this incredible opportunity!

1310 Timber Lake Trail, Cumming

Listing courtesy of PEND Realty, LLC.

$674,936

10811187 MLS

Rare south Lake Lanier opportunity offering deep water, a large dock, nearly one acre, and an incredibly gentle walk to the shoreline. The easy lake access and highly usable topography make this an ideal setting to build your custom dream lake home in one of Lake Lanier's most convenient locations. The lot offers plenty of room to create a luxury lakefront retreat with a pool, outdoor living spaces, expanded parking, and additional landscaping. The current dock permit also allows for an upgraded party dock, adding significant long-term value and even more potential to the property. An existing home is currently located on the property, providing options to enjoy the lake now, renovate, use as an investment, or remove and begin planning your future custom build. The home features three bedrooms on the main level, a full basement, a large open kitchen, and multiple decks overlooking the property. Located just off GA-400 near Bald Ridge Marina, this property offers quick access to Costco, Marketplace Boulevard, Cumming City Center, shopping, dining, breweries, Dawsonville, and the North Georgia Premium Outlets. Deep water, a large dock, an easy walk to the lake, and a buildable south-end lot are rarely found together. Bring your builder, your plans, and your vision. They say money cannot buy happiness, but building your dream home on deep water at south Lake Lanier may be the exception.

6010 Pilgrim Point Circle, Cumming

Listing courtesy of Keller Williams Community Partners.

$1,170,000

4 Beds ⋅ 4 Baths ⋅ 10801190 MLS

Discover a true rarity on Lake Lanier at an incredible price! A property that combines prime south lake convenience with the freedom of a city sewer connection. In a market where septic is the standard, this rare feature allows for unlimited bathroom additions. Situated on a massive double lot, this home offers room for future expansion by 30-40% to create some of the BEST VIEWS in the house, ensuring your investment grows right along with your vision. The home is positioned to maximize privacy and leisure: the Corps line extends past the fence on the right side of the steps leading to your dock. Ideally located on the south side of the lake, you are mere seconds from two marinas perfect for quick gas fill-ups and just minutes from the conveniences of Marketplace Blvd and GA-400. Step inside through solid wood double front doors into a bright, open living space where a dramatic wall of windows frames the lake. The home, thoughtfully renovated in 2009, creates a warm, inviting atmosphere perfect for both everyday living and entertaining. The floor plan currently offers 4 bedrooms and 3.5 baths, a dedicated home office, and a fully equipped home theater. The lower level apartment suite with its own private entrance, serves as a versatile, self-contained retreat featuring a full kitchenette, a spa-like bathroom with an oversized soaking tub, and its own dedicated laundry. It's the perfect setup for visiting family or extended guests who will never want to leave. From the private single-slip dock just 48 steps from the back door to the unparalleled convenience of city sewer and the potential of your expansive double lot, this property is a rare find. Don't miss your chance to secure the ultimate "lake life" experience where convenience, views, and future potential align!

2105 Kemp Drive, Cumming

Listing courtesy of Keller Williams Realty Atl. Partners.

$1,295,000

4 Beds ⋅ 5 Baths ⋅ 10777261 MLS

STUNNING LAKE LANIER OPPORTUNITY | UNMATCHED LUXURY VALUE UNDER $1.3M! NO HOA RESTRICTIONS!! Incredible price correction on this spectacular, move-in ready new construction masterpiece nestled in Cumming's premier lakeside corridor. Offering the perfect blend of modern architectural design and the ultimate lake lifestyle, this property features its own permitted private platform dock on Lake Lanier!Step inside to a breathtaking, light-filled open-concept floor plan designed for effortless lakeside entertaining. The chef's kitchen boasts premium finishes, top-of-the-line appliances, and a massive waterfall island that flows seamlessly into the expansive great room. High ceilings and walls of glass frame the serene wooded setting, drawing you out to a magnificent covered outdoor living porch. With 4 generously sized bedrooms and 4.5 beautifully appointed baths, the home provides ultimate comfort and privacy. The primary suite is a true sanctuary, featuring a spa-like wet room, a deep soaking tub, and a custom boutique walk-in closet. The fully finished daylight basement offers incredible versatility for a game room, lake house lounge, or a private multi-generational suite.Located just minutes from top-rated Forsyth County schools, GA-400, and premier dining, this is a rare chance to own a pristine, high-end lake asset at a fraction of the cost of surrounding new builds. Come see the incredible value for yourself before it's gone!

4045 Merritt Drive, Cumming

Listing courtesy of Virtual Properties Realty.com.

$924,900

5 Beds ⋅ 3 Baths ⋅ 10757186 MLS

Nestled on 2.31 private acres, this exceptional all-brick ranch offers the perfect blend of refined comfort and effortless lakeside living-with no HOA restrictions. From the moment you arrive, the expansive driveway, additional parking pad, and side-entry two-car garage set the tone for both convenience and functionality. Inside, a thoughtfully updated open-concept floor plan creates a seamless flow, filled with natural light and designed for both everyday living and entertaining. The spacious family room features a striking fireplace with a marble surround, anchoring the space with warmth and sophistication. The fully remodeled kitchen is a true centerpiece, showcasing a large marble island, brand-new appliances, and a bright breakfast area overlooking the water-an ideal setting to start your day. The primary suite is a private retreat, complete with a spa-inspired bathroom featuring a massive walk-in shower, floor-to-ceiling marble, and heated floors for added luxury. Four additional generously sized bedrooms provide flexibility for family, guests, or a home office, while all bathrooms are elevated with marble finishes and smart mirrors. The fully finished terrace level expands your living space with room to entertain, a private bedroom and full bath, and a dedicated wine cellar. With exterior access and ample space, this level offers endless possibilities-from a home gym to a media room or private workspace. Step outside and experience the true highlight of this property. A spacious deck overlooks your serene, wooded surroundings and leads to over 200 feet of private lake frontage. A gentle walk brings you to your platform dock, where fishing, boating, and peaceful waterfront living await. Additional upgrades include new windows with lake views, new hardwood flooring throughout, and fresh exterior paint. Ideally located in Forsyth County, you'll enjoy privacy and tranquility while remaining just minutes from shopping, dining, and everyday conveniences. This is more than a home-it's a private lakeside retreat designed for how you want to live.

8160 Stone Hill Road, Cumming

Listing courtesy of PURE Real Estate Solutions.

$995,000

10721969 MLS

It's only once in a generation that an opportunity like this becomes available. This 1.4 Acre lakefront homesite with private well water, a gentle slope to the water, and a permitted aluminum DOUBLE SLIP DOCK with a party deck just off Six Mile Creek, all in the brand-new East Forsyth High School district is truly a unique opportunity to create the executive lakefront retreat you've been dreaming of. Best of all, the property's location offers a level of privacy and convenience that is unmatched. 9+ ft tall evergreen trees shield the homesite from the public road and an old road bed on one edge of the property creates a special opportunity to construct a long winding driveway to the homesite while maintaining your privacy. Beyond the lot, life on Shady Grove Peninsula truly gives residents the best of both worlds: the feelings of peace and tranquility that come with living outside of town at the lake, but with the convenience of never being too far from desirable shopping, dining, and other local hot spots, such as the new Cumming City Center, The North Georgia Premium Outlets, The Avalon, & Marketplace Blvd, all of which are just a short drive north or south on close by GA 400! For even greater privacy, this property is nestled behind the entrance of the adjacent highly desirable Lighthouse Harbor community, featuring a collection of multimillion-dollar luxury lakefront homes, however, this property is NOT SUBJECT TO AN HOA! The double slip aluminum dock has deep water year round, even when the lake is down, features a party deck, lockable storage box, and is located in a quiet cove just off Six Mile Creek and the main channel. A survey was recently conducted of the property and surrounding parcels in Fall of 2023 and the lot lines are still staked out. A Level 3 Soil Test was completed on the property in March 2024. Copies of the survey and soil test are available upon request. Electricity is currently available at the well house. Access to public water is available at the street upon approval/permitting from Forsyth County. All that's missing are the plans for your dream lakefront home! Please note that the listing agent is related to the sellers.

7208 Collins Drive, Cumming

Listing courtesy of Atlanta Communities.

$674,936

4 Beds ⋅ 2 Baths ⋅ 10712147 MLS

Fresh price reduction on a rare south Lake Lanier opportunity with deep water, a large dock, and an incredibly gentle walk to the shoreline. Set on nearly an acre, this property delivers the kind of lake setting buyers wait for, whether you are looking for a weekend escape, a renovation project, an investment opportunity, or the perfect lot to build a luxury lakefront dream home. The existing home offers 3 bedrooms on the main level, a full basement, and a large open-concept kitchen with a huge island made for gathering. Multiple outdoor living spaces, including a spacious upper deck, enclosed deck, and lower deck, give you plenty of room to relax, entertain, and enjoy the lake lifestyle. The lot is highly usable with space to expand your vision, including room for a pool, outdoor living area, or future custom build. Even better, the dock permit allows for an upgraded party dock, adding serious value and long-term potential. Deep water, gentle topography, and south-end Lake Lanier convenience are hard to find in one package, especially at the new reduced price. Located just off Highway 400, this property is right around the corner from Bald Ridge Marina and minutes from Costco, Marketplace Boulevard, shopping, dining, breweries, Cumming City Center, Dawsonville, and the North Georgia Premium Outlets. You also get access to excellent schools and one of the most convenient lake locations in North Georgia. Whether you want to enjoy it now, renovate it into your ideal lake retreat, or build something spectacular, this property is a true standout. They say money does not buy happiness, but deep water on south Lake Lanier might be the exception.

6010 Pilgrim Point Circle, Cumming

Listing courtesy of Keller Williams Community Partners.

$2,499,000

4 Beds ⋅ 5 Baths ⋅ 10701399 MLS

Luxury, Location and Lake Life - Perfected. Experience refined lakeside living in this to-be-built luxury custom ranch by Heartland Contracting, located in the exclusive gated enclave of Arden on Lanier Waterside in Forsyth County on the highly desirable south side of Lake Lanier. A dedicated boat slip at the private community dock is included, making sunset cruises, fishing, weekend tubing, and peaceful morning paddles part of your everyday lifestyle. The featured floor plan is a suggested design, thoughtfully crafted with soaring ceilings and open-concept living that blends elegance with comfort. The chef's kitchen showcases a scullery and walk-in pantry, while the private primary suite offers a spa-inspired bath and direct laundry access for ultimate convenience. Buyers may build this plan as designed, customize it to suit their needs, or work with the builder to design and select an entirely different plan that fits their vision and lifestyle. Additional options include 4.5-car garage, upstairs bonus room, elevator, expanded outdoor living, and personalized backyard design. Just minutes from GA-400, Cumming City Center, The Collection, top-rated Forsyth County schools, and award-winning parks, this location offers both serenity and convenience. Only 3 homesites remain in this intimate 12-home gated enclave. Personalized design opportunities available. Boat slip and 1-yr limited builder warranty included. Individual lots not for sale. Final pricing subject to buyer selections and upgrades. Photos are from the builder's portfolio of similar projects. Pricing, plans, and features subject to change without notice.

4585 Ryker Road, Cumming

Listing courtesy of Keller Williams Realty Atl. Partners.

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