Cumming Homes with Lake Waterfront Features

Welcome to Cumming, Georgia, a charming city nestled in the heart of Forsyth County, where Southern hospitality meets stunning natural beauty. Known for its picturesque landscapes and vibrant community spirit, Cumming offers an ideal blend of suburban tranquility and urban convenience. With its close proximity to Atlanta, residents enjoy easy access to big-city amenities while relishing the peaceful surroundings of this idyllic town.

One of Cumming’s most alluring features is its stunning lakefront properties. With the magnificent Lake Lanier at your doorstep, homeowners can bask in the beauty of serene waters and lush greenery. Imagine waking up to breathtaking sunrises over the lake, spending lazy afternoons fishing or boating, and hosting unforgettable gatherings on your private dock. Homes with lake waterfront features in Cumming not only provide a scenic escape but also an active lifestyle, perfect for families and outdoor enthusiasts alike.

The real estate market in Cumming is diverse, offering everything from charming single-family homes to luxurious estates. Many of these properties boast modern amenities, spacious layouts, and breathtaking views of the lake, making them a perfect retreat for those seeking both comfort and adventure.

Cumming is also home to excellent schools, vibrant shopping districts, and a plethora of recreational activities, ensuring that there’s something for everyone. Whether you’re exploring the local parks, enjoying the community events, or savoring the delightful dining options, Cumming is a place where memories are made. Discover your dream home by the water in this enchanting city and experience the best of Georgia living!

Newest Cumming Homes with Lake Waterfront Features

$1,150,000

6 Beds ⋅ 5 Baths ⋅ 10829950 MLS

The moment you enter this remarkable home, you're welcomed by a sense of refined character and intentional craftsmanship. EQUIPPED WITH AN ELEVATOR THAT REACHES ALL LEVELS, this 5,817 SQFT lakefront residence has been completely transformed with a comprehensive, top-to-bottom renovation. A stunning 17-foot crystal chandelier crowns the grand foyer, scattering light across the newly installed flooring that extends through the entire home. Every detail has been thoughtfully selected to elevate comfort, functionality, and sophistication. The two-story living room is flooded with natural light from expansive windows, creating an atmosphere that shifts with the sun's movement throughout the day. In the evening, bold lakefront sunsets paint the sky and reflect off your stainless steel deck, offering an unforgettable setting for quiet evenings or memorable gatherings. At the home's center lies a chef-inspired kitchen designed for both daily convenience and culinary creativity. It features double ovens, a brand-new gas cooktop, a dramatic waterfall island, and a walk-in pantry equipped with a smart digital sink-perfect for hosting or everyday meals. As you explore further, you'll feel the plush comfort of brand-new luxury textured carpeting, adding warmth and softness to each room. The fully revitalized bathrooms showcase rich quartzite finishes, echoing the same stone that enhances the impressive fireplace anchoring the main living space. The primary suite offers a retreat designed for serenity. Enjoy a jetted soaking tub, a custom glass shower with body jets, and a showstopping walk-in closet complete with a glass entry and a quartzite island-an elegant dressing space crafted with intention. Outside, 2.16 acres of beautifully maintained grounds create an inviting environment for relaxation and recreation. Enjoy the gentle ambiance of the koi pond, take a refreshing dip in the in-ground, heated, saltwater pool, or head down to your private dock-sized for boat use-as the sun settles over the water. Additional amenities include an oversized three-car garage, a stylish billiards room, a dedicated home theater, a full fitness room, and a whole-home generator for added security. This rare offering blends polished interior updates, modern convenience, and striking outdoor features-inviting you to experience lakefront living at its finest. Here, every element has been designed to be lived in, appreciated, and enjoyed.

5755 Riley Road, Cumming

Listing courtesy of Coldwell Banker Realty.

$1,339,000

3 Beds ⋅ 3 Baths ⋅ 10824042 MLS

LAKE LANIER LIVING-WITHOUT THE RENOVATION! Plus, preferred lender will buy down your interest rate by 1% for a full year. If you've been searching for a Lake Lanier home that's truly move-in ready, your search ends here. Beautifully renovated from top to bottom, this exceptional lakefront retreat allows you to spend your weekends on the water-not managing contractors or tackling endless projects. The property features a 28x24 single-slip dock with an expansive upper party deck, perfectly positioned on deep water with approximately 10-15 feet of depth even during lower lake levels. Freshly painted and equipped with Aqua Stairs, the dock is ready for boating, swimming, fishing, or simply soaking in the long-range lake views with friends and family. Inside, every major update has already been completed. The thoughtfully renovated kitchen features Quartz countertops, a large island with seating, farmhouse sink, gas range, Bosch dishwasher, and finishes that feel both timeless and current. The adjoining dining room and vaulted family room-with custom wood ceilings and a wood-burning stove-create warm, inviting spaces for everyday living and effortless entertaining. Wake each morning to peaceful lake views from the private owner's suite, complete with a motorized window shade and beautifully renovated spa-like bathroom featuring a large walk-in shower, shiplap accents, and designer finishes. A second bedroom and updated half bath complete the main level, making this home comfortable for everyday living as well as weekend guests. The finished terrace level extends the home's entertaining space with a spacious recreation room, plenty of room for a custom bar or beverage center, a flex room currently used as a third bedroom, a full bath, laundry room, and generous storage. Outdoor living is equally impressive!! Set on 1.38 private acres, you'll enjoy multiple outdoor gathering spaces including an incredible screened porch with a hanging daybed, oversized decks, outdoor shower and a hot tub overlooking the lake. The fenced front yard is ideal for pets, while the large lot offers the privacy that's becoming increasingly difficult to find on Lake Lanier. Beyond the cosmetic renovations, you'll appreciate the extensive investment in the home's major systems. Recent improvements include new windows and doors (2023), new roof and gutters (2025), HVAC systems (2021 & 2023), whole-house generator wiring, and a charming She Shed (2021). The detached three-car garage provides abundant storage for vehicles, boats, golf carts, and lake toys. Properties like this are incredibly rare-a deep-water dock, extensive renovations, updated major systems, multiple indoor and outdoor entertaining spaces, detached three-car garage, 1.38 private acres, and NO HOA. Every significant project has already been completed, allowing you to move in, unpack, and immediately begin enjoying everything Lake Lanier has to offer!

3680 Sinclair Shores Road, Cumming

Listing courtesy of Maximum One Premier Realtors.

$1,995,000

4 Beds ⋅ 4 Baths ⋅ 10821170 MLS

From the moment you arrive through the gated entry, the craftsmanship and care of this lakefront home make a lasting impression. Set on 169 feet of Lake Lanier frontage on the coveted south shore, the Craftsman-style exterior features warm stone accents, cedar shingles, and striking timber details. A brand new roof provides immediate peace of mind, and expanded guest parking ensures arriving in style is effortless from day one. Inside, the entry opens to a versatile and welcoming sitting area, leading to a great room adorned by beamed and cathedral ceilings, a stacked stone fireplace and walls of windows framing peaceful views of the water. The open-concept layout flows seamlessly from the living area to the dining space and into the chef's kitchen freshly updated with refinished cabinetry, complemented by a large center island with breakfast bar seating, stone countertops, and a full suite of appliances including double ovens, a gas cooktop, and a range hood. Step directly onto the screened porch, complete with a fireplace and newly added retractable screens that create an ideal year-round gathering space for morning coffee or evening entertaining with the lake as your backdrop. The wrap-around deck extends the living experience further, with sweeping open-air views that capture breathtaking sunrises and sunsets on the lake. The spacious main-level primary suite is a private lakeside retreat, featuring a spa-inspired bath with freshly refinished cabinetry and a double shower. Upstairs, three spacious bedrooms, two full baths, and a private upper-level porch-also newly screened for year-round enjoyment-offer comfortable quarters for family and guests, with elevated water views that make every room feel like a retreat. The finished terrace level expands the living space even further with a family room with fireplace, a game room, and sun-filled spaces that walk out to the lake.A standout feature of this offering is the newly conditioned unfinished basement space climate-controlled and ready to be finished to suit your exact needs and lifestyle, whether that's a home theater, private gym, guest suite, or game room. Step down to the water and discover the covered single-slip dock positioned in a protected cove with direct access to open lake. This is a move-in-ready lakefront home where every thoughtful update has already been made-all that remains is choosing how to enjoy it.

3330 Chimney Point Drive, Cumming

Listing courtesy of Ansley RE|Christie's Int'l RE.

$295,000

2 Beds ⋅ 1 Baths ⋅ 10818914 MLS

4055 Merritt Drive, Cumming, GA - Sold As Is, this property presents an excellent opportunity for investors, flippers, or buyers looking to renovate and add value. Featuring a functional floor plan with generous living spaces, this home offers strong potential for customization and improvement. Situated on a spacious lot in a desirable Cumming location, the property is conveniently located near shopping, dining, parks, top-rated schools, and major commuter routes. Whether you're looking for your next investment project or a home to make your own, 4055 Merritt Drive offers outstanding potential in a sought-after area. Property is being sold As Is with no seller repairs or concessions.

4055 Merritt Drive, Cumming

Listing courtesy of Homesmart Realty Partners.

$674,936

10811187 MLS

Rare south Lake Lanier opportunity offering deep water, a large dock, nearly one acre, and an incredibly gentle walk to the shoreline. The easy lake access and highly usable topography make this an ideal setting to build your custom dream lake home in one of Lake Lanier's most convenient locations. The lot offers plenty of room to create a luxury lakefront retreat with a pool, outdoor living spaces, expanded parking, and additional landscaping. The current dock permit also allows for an upgraded party dock, adding significant long-term value and even more potential to the property. An existing home is currently located on the property, providing options to enjoy the lake now, renovate, use as an investment, or remove and begin planning your future custom build. The home features three bedrooms on the main level, a full basement, a large open kitchen, and multiple decks overlooking the property. Located just off GA-400 near Bald Ridge Marina, this property offers quick access to Costco, Marketplace Boulevard, Cumming City Center, shopping, dining, breweries, Dawsonville, and the North Georgia Premium Outlets. Deep water, a large dock, an easy walk to the lake, and a buildable south-end lot are rarely found together. Bring your builder, your plans, and your vision. They say money cannot buy happiness, but building your dream home on deep water at south Lake Lanier may be the exception.

6010 Pilgrim Point Circle, Cumming

Listing courtesy of Keller Williams Community Partners.

$549,000

4 Beds ⋅ 2 Baths ⋅ 10809128 MLS

Views, Views, Views, from every window Wake up to Lake Lanier's natural beauty in this 4-bed, 2-bath contemporary cottage styled home; a loft-inspired escape that feels like a permanent vacation. In the center of a well established lake community this property is flooded with natural light from 11 oversized windows, The open-concept layout offers sweeping Lake Lanier views from nearly every angle. Entertain on the expansive wraparound deck for sunrise coffee or sunset cheers. Nicely groomed yard with mature foliage, plus fenced in side yard right off the deck Whether it's your full-time retreat or weekend getaway, this home delivers the true lake life: boating, fishing, and swimming at your doorstep. Just 4 miles from GA 400, Cumming City Center, and wineries in the beautiful North Georgia mountains. Blending relaxation and recreation make this unique home on Lake Lanier a must see. Come home to views that never get old!

5641 Young Deer Drive, Cumming

Listing courtesy of Trelora Realty, Inc..

$2,749,000

6 Beds ⋅ 6 Baths ⋅ 10808600 MLS

Stunning! Your private lakefront paradise awaits on Lake Lanier at 1605 Lockridge Drive. This prestigious 4-sided brick European design property is beyond exceptional and offers an elevated opportunity to enjoy all the best lake life has to offer. The home is tucked away and accessed via a long, brick paver lined driveway with beautiful landscaping on the oversized lot. Fully updated and exquisitely designed with quality upgrades, everything inside and out has already been done for you. This elegant 6 bedroom, 5.5 bath home with three master suites, one on each floor, 3 bay attached garage features an open concept floor plan, master suite on main with new spa-like bath, huge custom closet, beautifully refinished hardwood floors, walls of windows and multiple french doors throughout the main and terrace level bringing the lake views in. The chef's kitchen delights and features new quartz countertops, new professional grade Subzero and Miele appliances to expertly create your favorite dishes. Upstairs, the upgrades continue with an additional master suite, two additional bedrooms and an office/entertainment flex space. Downstairs, the finished terrace level offers endless indoor entertaining options including additional master bedroom, a full kitchen, family room with cozy stone fireplace for movie nights, plus multiple spaces for entertaining. The interior of the home offers elevated design features, with custom built-ins and moldings throughout, 10' ceilings and 8' doors. A new 50-year roof ensures protection and peace of mind. The outdoor areas are truly where the magic happens here at Lake Lanier. You'll love entertaining and hosting memorable gatherings from the multiple balconies and terraces, overlooking a fully fenced backyard with plentiful Lake Lanier VIEWS and an easy walk to the water. LOCATION: the most sought-after area/South Lake Lanier- Forsyth means you'll be minutes away to dining and shopping with the easiest commutes to Alpharetta and Atlanta. PRIVACY: this refined retreat is so close to everything, yet peacefully nestled on a private lot in a quiet wake-proof cove with long range views that opens to big water and nearby Habersham Marina. DOCK: the largest on the lake: the 32 x 32 Martin Docks custom single slip dock with party deck and two jet ski ports is your gateway to even more adventures, relaxation and fun. New rip rap was installed plus a new walkway. The large, fully fenced back yard with room for a pool is a rare find for any Lake Lanier property and ensures that this home holds the key to your future and all the best Lake Lanier can offer!

1605 Lockridge Drive, Cumming

Listing courtesy of Atlanta Communities.

$1,170,000

4 Beds ⋅ 4 Baths ⋅ 10801190 MLS

Discover a true rarity on Lake Lanier at an incredible price! A property that combines prime south lake convenience with the freedom of a city sewer connection. In a market where septic is the standard, this rare feature allows for unlimited bathroom additions. Situated on a massive double lot, this home offers room for future expansion by 30-40% to create some of the BEST VIEWS in the house, ensuring your investment grows right along with your vision. The home is positioned to maximize privacy and leisure: the Corps line extends past the fence on the right side of the steps leading to your dock. Ideally located on the south side of the lake, you are mere seconds from two marinas perfect for quick gas fill-ups and just minutes from the conveniences of Marketplace Blvd and GA-400. Step inside through solid wood double front doors into a bright, open living space where a dramatic wall of windows frames the lake. The home, thoughtfully renovated in 2009, creates a warm, inviting atmosphere perfect for both everyday living and entertaining. The floor plan currently offers 4 bedrooms and 3.5 baths, a dedicated home office, and a fully equipped home theater. The lower level apartment suite with its own private entrance, serves as a versatile, self-contained retreat featuring a full kitchenette, a spa-like bathroom with an oversized soaking tub, and its own dedicated laundry. It's the perfect setup for visiting family or extended guests who will never want to leave. From the private single-slip dock just 48 steps from the back door to the unparalleled convenience of city sewer and the potential of your expansive double lot, this property is a rare find. Don't miss your chance to secure the ultimate "lake life" experience where convenience, views, and future potential align!

2105 Kemp Drive, Cumming

Listing courtesy of Keller Williams Realty Atl. Partners.

$1,249,000

4 Beds ⋅ 3 Baths ⋅ 10781222 MLS

RARE TWO DOCKS! First time on the market. Incredible views of lake from all levels. Experience ultimate Lake Lanier living from this sleek, modern home, completed in 2022 and ideally situated on the highly desirable south side of the lake. Located just 2 miles from GA-400 and 1 mile from the vibrant shopping and dining along Market Place Blvd, this property seamlessly blends everyday convenience with luxury resort living. Designed to maximize the scenery, the residence showcases expansive, panoramic lake views from all three levels, including a stunning upstairs living room built to capture the breathtaking backdrop. An elevator provides easy accessibility throughout the entire home. For water enthusiasts, the deep-water cove features two private docks one with a boat lift and party dock-offering plenty of dock space for all your water toys-plus a gentle, short walk down to the shoreline. You are also just around the corner from Bald Ridge and Habersham marinas for fuel, and minutes from premier waterfront dining. Inside, the spacious layout offers 3 bedrooms and a bunk room with room to expand, 2.5 baths, custom closets, and an advanced security camera system. Premium granite countertops flow throughout the kitchen and all bathrooms, perfectly complementing the custom soft-close cabinetry. Main level with open living dining kitchen concept. The gorgeous primary suite serves as a true luxury oasis with duel head and rain head double shower, his and hers vanities, massive custom closet, expansive lake views and private balcony. The third floor features two bedrooms, bunkroom, large full bath with double vanity, 2nd family room with full Lake views and balcony. Partially finished daylight basement includes a two car garage, studded bathroom, large laundry/mud room, storage room and large room with lake views and easy walk out to lake and docks. Back patio comes fully wired for a hot tub. From sunrise coffee on the balcony or sunset cruises, create lasting memories with family and friends while enjoying the unmatched beauty of lake life.

2040 Ridge Road, Cumming

Listing courtesy of Warrior Realty Group.

$799,000

5 Beds ⋅ 4 Baths ⋅ 10779468 MLS

Lake Lanier living at its best with a covered boat dock and room for everyone. This five bedroom, four full bathroom home offers the perfect blend of lake lifestyle, wooded privacy, and comfortable gathering spaces. The main level features a warm living room with tall ceilings, natural wood accents, and a fireplace, along with the primary suite and oversized bath, two additional bedrooms, and a full bathroom. The finished lower level is made for lake day entertaining with a large family room, a beautiful stone fireplace, two additional bedrooms, and two full bathrooms-ideal for guests, family, or weekend stays. Step out onto the deck to enjoy peaceful wooded views with Lake Lanier gleaming through the trees, then head down to the dock for a day on the water. Located in the desirable Shady Grove area of South Lake Lanier, this home is close to Shady Grove Campground and within a convenient boat ride of popular lake destinations, marinas, dining, and recreation, including Port Royale, Bald Ridge, Habersham Marina, Holiday Marina, and Margaritaville/Lanier Islands.

7755 Kings Point Drive, Cumming

Listing courtesy of Keller Williams Lanier Partners.

$4,999,900

6 Beds ⋅ 8 Baths ⋅ 10778755 MLS

This house...It speaks for itself. Prime Lake Lanier location on Cumming's much sought after south end. This rare +/- 3.61 acres in a highly coveted neighborhood has exceptional gated privacy with huge water views and features hard-to-find level grass front and back. Oversized dock has lift, two slips, and electricity. Close to 400, shopping, and restaurants ensures your wants and needs are covered. Now step inside and see the home you've always wanted. The initial impact of the vaulted living room wood ceiling crowning wall-to-wall windows that bring the big water views directly into this newly-renovated +/- 7,700 sf home is striking. As you take in the inviting open floor plan with perfect flow that awaits your friends and loved ones, you'll see not just a chef's kitchen but "the" kitchen. The 10-foot island with a breathtaking Patagonia quartzite countertop and truly masterful integrated quartzite prep sink will have you searching for a word even better than "Wow"! With all new appliances, the 48-inch Wolf six-burner range top with infrared griddle is bookended by a full-column SubZero refrigerator on one side and full-column SubZero freezer on the other. The Wolf double ovens, microwave, and Cove dishwasher complete the room and lead you to an ideally located large pantry and separate laundry room with twin washer/dryer units. Additional main floor areas include an oversized library with a brick gas fireplace and custom wood cabinetry and a wet bar with a SubZero wine refrigerator to complement any entertaining event or quiet evening at home. The main floor primary suite with adjoining sun room offers privacy and the same big water lake views you can't wait to wake up to. The gorgeous master shower features custom ombre mosaic tile with a shower system of two overhead water options, six body sprays, handheld sprayer, colored LED lights, and Bluetooth speakers. Soaking tub, separate his and her tall toiletry cabinets, and a linen closet all on soft gray floor tile present a spa-like atmosphere. The upstairs with three bedrooms plus bonus room, two beautifully-tiled full baths, and two storage/linen closets provides plenty of room and flexibility for your family. The terrace level offers an experience unto itself. The show stopper here is the double-sided see through fireplace, truly a must see. With two additional bedrooms and two full baths, powder room which can be accessed from the lake, second kitchen with Bosch appliances, additional room that can be anything from gym to craft room to theater, and a separate storage area, this level offers the space and versatility you've been hoping for with the wall-to-wall lake views you've now come to expect. Do you need even more space? The three-car garage with utility sink and two closets also features an attached bonus room with half bath and a separate area that can be used as a workshop or garden shed. There is so much to love here and so many ways you'll find to make this house your home.

3080 Dove Trail, Cumming

Listing courtesy of Ansley RE|Christie's Int'l RE.

$1,295,000

4 Beds ⋅ 5 Baths ⋅ 10777261 MLS

STUNNING LAKE LANIER OPPORTUNITY | UNMATCHED LUXURY VALUE UNDER $1.3M! NO HOA RESTRICTIONS!! Incredible price correction on this spectacular, move-in ready new construction masterpiece nestled in Cumming's premier lakeside corridor. Offering the perfect blend of modern architectural design and the ultimate lake lifestyle, this property features its own permitted private platform dock on Lake Lanier!Step inside to a breathtaking, light-filled open-concept floor plan designed for effortless lakeside entertaining. The chef's kitchen boasts premium finishes, top-of-the-line appliances, and a massive waterfall island that flows seamlessly into the expansive great room. High ceilings and walls of glass frame the serene wooded setting, drawing you out to a magnificent covered outdoor living porch. With 4 generously sized bedrooms and 4.5 beautifully appointed baths, the home provides ultimate comfort and privacy. The primary suite is a true sanctuary, featuring a spa-like wet room, a deep soaking tub, and a custom boutique walk-in closet. The fully finished daylight basement offers incredible versatility for a game room, lake house lounge, or a private multi-generational suite.Located just minutes from top-rated Forsyth County schools, GA-400, and premier dining, this is a rare chance to own a pristine, high-end lake asset at a fraction of the cost of surrounding new builds. Come see the incredible value for yourself before it's gone!

4045 Merritt Drive, Cumming

Listing courtesy of Virtual Properties Realty.com.

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